Car Loan Bazpur

Best Banks for Car Loan in Bazpur

Car Loan Bazpur Features

⍟ Loan Approval in 30 Minutes
⍟ Lowest Rate of Interest
⍟ Up to 100% on Road Loan
⍟ Minimum Documentation
⍟ Paperless Process
⍟ Flexible Repayment
⍟ Zero Foreclosure
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges

Car Loan Bazpur

Car Loan Bazpur Eligibility Criteria

Salaried Individual	Age – 21 years to 60 years Net Monthly Income – Minimum ₹ 20,000 Employment Duration – 1-year minimum Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals	Age – 21-65 years of age Minimum ITR – Rs.2 lakh Employment Duration – Minimum 3 years Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership)	Minimum ITR – Rs. 2 lakh Employment Duration – 3 years minimum The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers	At least 6-month vintage Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh Maximum Loan Amount – 3 times the Average Quarterly Balance of the last 2 Quarters

Car Loan Bazpur EMI Calculator

Car Loan Bazpur Fees & Charges

Charges	New Car Loan	Used Car Loan
Interest Rate	7.35% per annum	11.80% p.a. to 13.80% p.a.
Car loan Processing fees	0.5%	0.5%
Issuance of Duplicate Repayment Schedule Charges	Around Rs.500	Around Rs.500
Foreclosure Charges	0.06	0.06
Penal Interest	2% PM	2% PM
Car loan Part Payment charges	6% of the amount	6% of the amount
Cheque/Instrument Swap Charge	Around Rs.500	Around Rs.500
Documentation Charge	Around Rs. 500	Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges	Around Rs. 500	Around Rs. 500
Registration Certification Collection Charge	Around Rs. 200	Around Rs. 200
Cheque Bounce/Instrument Return Charges	Around Rs. 500	Around Rs. 500
Issuance of Duplicate Statement Charges	Around Rs. 500	Around Rs. 500
Loan Cancellation/Re-booking Charges	Around Rs. 1000	Around Rs. 1000
Issuance of Credit Report	Around Rs. 50	Around Rs. 50

Car Loan Bazpur Fees and Charges: Leading Banks – Apr 26 2024

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Bazpur Documents Required

Salaried Individual

Category	Documents Required
Identity Proof (Any 1)	Passport Voter ID Aadhar Card Driving License
Address Proof (Any 1)	Aadhar Card PAN Driving License Electricity Bill
Date of Birth Proof(Any 1)	Passport Birth Certificate High School Marksheet Driving Licence
Signature Proof(Any 1)	PAN Bankers Verification Passport
Income Proof	Salary Slip and latest Form No.16
Bank Statement	Last 6 month Bank statement
Employment Continuity Proof	Job card by NREGA ITR of Form no. 16 Salary Slip mentioned with joining date Letter of Appointment

Self-Employed Individuals

Category	Documents Required
Identity Proof (Any 1)	PAN Card Passport Voter ID Aadhar Card
Address Proof (Any 1)	PAN Card Voter ID Passport Electricity Bill
Date of Birth Proof (Any 1)	Birth Certificate Passport Driving Licence PAN
Signature Proof (Any 1)	PAN Bankers Verification Passport
Bank Statement	Bank statement of last 6 months
Employment Continuity Proof	Latest ITRs Shop & Establishment Act Certificate Shop & Establishment Act Certificate Sales Tax or VAT Certificate
Business Proof	Registration Certificate Telephone Bill/Electricity Bill Shop & Establishment Act Certificate SSI or MSME Registration Certificate

Self-Employed Non-Individuals:

1. Partnership Firms/Societies

Category	Documents Required
Identity Proof (Any 1)	Driving Licence PAN Card Aadhar Card Passport
Address Proof (Any 1)	Electricity Bill/Telephone Bill Aadhar Card Driving License Voter ID
Income Proof	Audited Balance Sheet P&L Account ITR for the previous 2 years
Bank Statement	Last 6 month
Business Continuity Proof	Company ITR of the last 2 years Audited Balance Sheet TAX registration Certificate Current Account Statement
Additional documents	Letter of Authority or PAN Card

2. Private Limited/Limited Companies

Category	Documents Required
Identity Proof	The latest copy of MOA and AOA Copy of Incorporation
Address Proof (Any 1)	SSI/MSME Registration Certificate Telephone Bill Electricity Bill Shop & Establishment Act Certificate Sales Tax Certificate
Income Proof	Audited Balance Sheet P&L Account and ITR for the previous 2 years
Bank Statement	Previous 6 Months
Business Continuity Proof	P&L account and ITR of the Company of the past 2 years Audited Balance Sheet Shop & Establishment Act Certificate
Additional documents	List of Shareholding partners and Directors Board Resolution PAN Card Certificate of Commencement of Business for Ltd. Co.

How to Get the Best Car Loan Interest Rates in Bazpur

The interest rates on vehicle loans offered by different lenders in Bazpur may vary, but they are all reasonable and competitive. If you want to get a car loan in Bazpur with the lowest interest rate, follow the steps below:

Check different lenders and their offers – Every lender offers different types of offers. Make sure you do detailed research before choosing the loan.
Maintain a good debt-to-income ratio – The debt-to-income ratio indicates how much of an applicant’s income goes toward loan EMI repayment, and lenders take this into consideration when setting interest rates.

How to Apply for a Car Loan in Bazpur?

Availing of a car loan Bazpur is an easy process with Dialabank. Few steps to be followed are:

Visit our website Dialabank.
Choose the car loan option.
Provide the details of the car and your income details.
Our relationship manager will soon revert to you on your mobile number.
You can also contact us on 9878981166
For availing of a car loan offline, you will have to go to the respective branch and enquire about the loan.

Which Bank in Bazpur Offers the Best Car Loans?

Many big banks, including HDFC, Private, and SBI, offer vehicle loans here. The best lender is one that can provide you with the loan amount you need at a suitable interest rate and can hand out the funds as quickly as possible.

Car Loan for Major Car Manufacturers in Bazpur

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Car Loan Bazpur

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Bazpur

A decent credit score means a healthy repayment history which in turn makes your car loan application process easy. Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Bazpur.

Car Loan Bazpur Contact Number

In case of any queries regarding the car loan in Bazpur, you may contact on the number 9878981166 for any assistance.

Pre Calculated EMI Table for Car Loan Bazpur

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Bazpur

Bazpur is a city in Udham Singh Nagar district of the state of Uttarakhand. Bazpur is well connected with the city of Rudrapur. Bazpur is the nearest city to Nainital.

Car Loan Banks in Bazpur

Bank name	Bank Address	IFSC Code
ALMORA URBAN COOPERATIVE BANK LIMITED	BHAGAT SINGH CHOWK, BAZPUR	AUCB0000029
BANK OF BARODA	HALDWANI ROAD,BAZPUR DISTT.UDHAM SINGH NAGAR STATE-UTTARAKHAND PIN-262401	BARB0BLYBAP
CANARA BANK	CO GURMEET SINGH VILL KHAMARIYA, PO BAJPUR UDHAM SINGH NAGAR DISTT, UTTARAKHAND 262311	CNRB0005316
CANARA BANK	GURUDWARA PRABANDHAK COMMITTEE VILL JOGIPURA, PO BAJPUR UDHAM SINGH NAGAR, UTTARAKHAND 262401	CNRB0005317
CORPORATION BANK	RAMRAJ ROAD, OPPOSITE BALAJI MANDIR, BAZPUR – 262401 UTTARAKHAND	CORP0001632
HDFC BANK	HDFC BANK LTD RAMPUR ROAD OPP AXIX BANK BAZPUR UDHAMSINGH NAGAR UTTARAKHAND 262401	HDFC0004720
IDBI BANK	Y,Z,STS,TTK	IBKL0002155
INDIAN OVERSEAS BANK	AJEET MOTORS RAMPUR ROAD, CHAKARPUR, CHOWRAHA BAZPUR, UDHAM SINGH NAGAR DT – 262401	IOBA0003504
KOTAK MAHINDRA BANK LIMITED	KHASRA NO 201 VILL PASTOUR MANDIA TEHSIL BAZPUR DIST UDHAM SINGH NAGAR UTTAR KHAND 262 401	KKBK0005488
THE KURMANCHAL NAGAR SAHAKARI BANK LIMITED	ADARSH KANYA VIDYALAYA	KNSB0010016
THE NAINITAL BANK LIMITED	RAMRAJ ROAD, BAZPUR, U.S.NAGAR (UTTARAKHAND)	NTBL0BAZ009
THE NAINITAL BANK LIMITED	MAHESHPUR, DORAHA, BAZPUR ROAD, BAZPUR -262401	NTBL0BAZ104
THE NAINITAL BANK LIMITED	ANAND FARM,VILLAGE BAHHANI BAZPUR	NTBL0BAZ117
THE NAINITAL BANK LIMITED	THE NAINITAL BANK LTD, VILL VIKRAMPUR, KESHOWALA MOD, BAZPUR, DIST UDHAM SINGH NAGAR, UTTARAKHAND 262401	NTBL0BAZ136
PUNJAB AND SIND BANK	HALDWANI ROAD, NEAR CITY HOSPITAL, BAZPUR, DIST. UDHAM SINGH NAGAR, UTTARAKHAND-263153	PSIB0020951
STATE BANK OF INDIA	BAZPUR, UDHAM SINGH NAGAR, UTTARANCHAL 262401	SBIN0000617
STATE BANK OF INDIA	DIST UDHAM SINGH NAGAR, UTTARANCHAL 262401	SBIN0007324
STATE BANK OF INDIA	APRITHAMINGHNAGARTTARAKHAN	SBIN0050737
SYNDICATE BANK	C BY O JASVINDER KAUR,OPP CORPORATION BANK,RAMARAJ ROAD,US NAGAR,BAZPUR,UTTARAKHAND,262401,INDIA	SYNB0008680
UNION BANK OF INDIA	CHAKARPUR ROAD DIST UDHAM SINGH NAGAR BAZPUR UTTARAKHAND 262401	UBIN0568104
UCO BANK	WARD NO.7, SANJAI NAGAR, RAM RAJ ROADDISTT ,BAZPUR. 262401	UCBA0002448
AXIS BANK	KHASRA NO. 200-MI, KHATONI NO. 92 MAIN RORAHA ROAD (RAMPUR ROAD), BAZPUR 262 401	UTIB0000517
YES BANK	GF, KHATA KHATOUNI NO. 00521, KHASRA NO. 666, VILLAGE BARAKHERA, TEHSIL GADARPUR, UDHAM SINGH NAGAR, UTTRAKHAND-263152	YESB0001087
YES BANK	ADARSH KANYA VIDYALAYA, BAZPUR, UDHAMSINGH NAGAR – 262401	YESB0KNSB16

FAQ’s About Bazpur Car Loan

✅ Which car can I get with a car loan Bazpur?

Car Loan Bazpur can be used to buy any type of car, including SUVs, MUVs, etc. You can also get a car loan to get a vehicle for professional needs.

✅ Is it okay to acquire a loan on my current vehicle?

If you have a decent repayment history with your current lender, many lenders will grant you a loan on your current vehicle.

✅ Where can I get an interest calculator for a car loan Bazpur?

You can check out the EMI calculator available on Dialabank. The interest rate can be calculated by filling out an application for a loan, which will need you to provide some information, depending on which interest rates will be given.