Car Loan Begusarai

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Car Loan Begusarai

Best Banks for Car Loan in Begusarai

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Begusarai Features

 Car Loan BegusaraiA car loan is financial support provided by banks and NBFC’s to fulfill your dream of having your own car. They provide necessary funding for purchasing the best car which can be on Ex-Showroom Price or On-Road Price of the car. Car Loan is a secured loan with easy repayment options as per your convenience.

The loan amount may be approved after checking your CIBIL score, you must have a good credit score to avail the best offer on loans. The car loan amount is offered on low car loan Interest rates charges which may not be the same by every bank. One can pay for the vehicle in easy and monthly installments.

This loan is a way to get your dream car in your hands, the loan may be provided with additional offers.

Car Loan Begusarai Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Begusarai Documents Required

Documents required for car loan are as followed:

For Salaried:

  • Income Proof: Recent 3-month salary slip with form 16
  • Address Proof: Telephone Bill/ Driving license / Voters card / Passport Copy / Electricity Bill / Life Insurance Policy
  • Identity Proof: Passport copy, Driving License, Voters ID card, PAN Card
  • Bank Statement: Recent 6 months.

For self-employed:

  • Income Proof:  Latest filled ITR
  • Address Proof: Telephone Bill/ Driving license / Voters card / Passport Copy / Electricity Bill / Life Insurance Policy
  • Identity Proof: Passport copy, Driving License, Voters ID card, PAN Card
  • Bank Statement: Recent 6 months.

Car Loan Begusarai Eligibility Criteria

The car loan eligibility criteria requirements are as followed:

For salaried:

  • Minimum Annual Income: Rs 100000 net annual income
  • Maximum age at loan maturity: 65 years
  • Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment
  • Minimum age: 21 years

For self-employed:

  • Minimum Annual Income: Net profit Rs. 60000 p.a for standard model cars and Rs.100000 p.a. for mid-sized and premium and Sedan cars
  • Maximum age at loan maturity: 65 years
  • Minimum employment:  at least 3 years in  working business
  • Minimum age: 21 years

Car loan for Major Car Manufacturers in Begusarai

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Begusarai

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Begusarai

Apply for a Car Loan

CIBIL score plays an important role in deciding the approval of a loan. The CIBIL score provides a clear picture of credit history and any outstanding dues standing against the applicant. The credit history is necessary to disburse the loan amount after checking the eligible CIBIL score. Normally, CIBIL scores 750 or above considered as good by many leading banks.

So you must have a valid CIBIL score to get loan approval for your dream car.

Car Loan Begusarai Contact Number

Apply online with Dialabank and avail best car loan with instant approval and extra benefits. or you can make a call on this number 9878981166

Our customer care executive provide you the guidance and help to solve your queries.

Pre Calculated EMI Table for Car Loan Begusarai

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Car Loan EMI Calculator

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