Car Loan Bellary

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Bellary

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bellary Features

Car Loan BellaryIf you intend to purchase the dream car of your own but afraid of losing all your savings, then Car Loans is the right stop for you. Availing a car loan makes the hassle of financing your car very simple. Many financial institutions provide car loans at attractive rates without much documentation. If you have a stable source of income and fulfill the eligibility criteria then your loan application will be approved in no time.

Secured Loans have a generally lower rate of interest as compared to unsecured loans such a personal loan. Hence, it is advised that one should opt for a car loan instead of personal loan to avail of numerous benefits of the same.

To avoid any hassle and wastage of time, visit DialaBank to get a fast loan disbursal.

Car Loan Bellary Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Bellary Documents Required

  1. ID Proof: Any government-approved ID such as Aadhar Card/ Driving License/ Pan Card/ Passport Copy, etc.
  2. Income Proof: Salaried individuals must submit previous 3 months salary slips or Form 16 and a self-employed individual must submit recent ITR files.
  3. Address Proof: Water Bill/ Voter ID/ Telephone bill/ Passport Copy
  4. Recent passport size photographs-2

Car Loan Bellary Eligibility Criteria

  1. The minimum age for a salaried individual is 21 years and 25 years for a self-employed individual
  2. A salaried individual should be working in the current organization for at least a year.
  3. If the applicant is a businessman, their business must be operational from at least the past three years.
  4.  An salaried employee must have a minimum monthly salary of Rs 25000.

How to Apply for Car Loan in Bellary?

You can apply for a car loan within few minutes without wasting any time. The best way to apply for a car loan is by applying online.

  1. Go to our website DialaBank.
  2. Click on Car Loans on the homepage.
  3. You then have to fill an online application form stating all the personal and professional details.
  4. Provide your current contact number so that our executives can get in touch with you for further assistance.

You can also apply for a car loan through offline mode by visiting the nearest branch of the bank and completing all the formalities thereafter. Make sure all the documents provided are correct.

Processing Fees & Prepayment Charges on Car Loan Bellary

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Bellary

CIBIL score is a fundamental aspect considered in the process of loan approval for any individual. The different institutions have different lower limits of CIBIL scores for loan approval. But mostly, a score of 750 and above is considered to be decent while applying for a car loan

The credit history of any applicant must be free of any pending dues or debts to avoid any inconvenience in applying for a loan. Hence, it is advisable to check your credit score beforehand itself and rectify and correct the dues to ensure a smooth loan approval process.

Car Loan Bellary  Contact Number

To avail instant car loans you can visit our website or call on 9878981166 to get personalized assistance. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Bellary

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Bellary

Officially known as Ballari, Bellary is a city in the state of Karnataka which is famous form many reasons. The Bellary Fort situated here is the second largest monolithic hill in the world which was constructed by an ancient king.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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