Car Loan Bhabua

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Car Loan Bhabua

Best Banks for Car Loan in Bhabua

Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bhabua Features

car loan bhabuaThese days buying a car, without availing loan is an ammenity for most of the aspirants. Here is the best way to get the loan instantly at easily affordable low-interest rates. All you need to do is to visit the Dialabank website and fill a simple user-friendly form. If you pay your EMIs on time, there are chances that your credit score will be increased. Whereas, in case you do not repay your EMI, your score will be reduced for sure.  

Fortunately, people have made the possibility of buying their dream car through a car loan from a reputed bank. Most of the private and public sector banks provide car loans at competitive interests rates of car loan. By availing such loans, one can buy a dream car – whether hatchback, sedan, or luxury and pay off the loan as per the time duration.

Car Loan Bhabua Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Bhabua Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  • Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed Individuals:

  • Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest ITR
  • Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Car Loan Bhabua Eligibility Criteria

The car loan eligibility criteria requirements are as followed:

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  • Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 3 years in business
  • Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Bhabua

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Bhabua

check here for the processing Fees and Prepayment charges on a car loan.

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Bhabua

CIBIL score plays a key role while getting a loan. If your CIBIL score is between 750-900, then you are more likely to get a quick loan approval. On the other hand, if the CIBIL score is less than 700 then your application may be considered to costume more time for the loan approval process. The candidate has to pay monthly EMIs according to there schedule of the bank. Repayment of the loans in easy EMIs will be a piece of cake for you to manage out your monthly budget as well as meeting your dues in best possible time will increase your CIBIL score. So, keep a check on your credit score before you apply for a car loan

Car Loan Bhabua Agent Contact Number

For instant help and any more queries for car loan anywhere in Bhabua, you can visit the website of DialaBank or call us on 9878981166.

Pre Calculated EMI Table for Car Loan Bhabua

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Bhabua

About Bhabua

Bhabua is a city of great historical significance in Kaimur district which is located in the Indian state of Bihar. There are many tourist spots to visit; which include Maa Mundeshwari Temple, a historic and popular place of of the region, located on hills of Kaimur, the temple has good historical importance. Ekta chowk is the main market place of Bhabua, which is also known to be the ‘Heart’ of this town, having statue of Mahatma Gandhi is located at the Ekta Chowk.

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