Car Loan Bhachau

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
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Best Banks for Car Loan in Bhachau

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bhachau Features

Nowadays, buying a car has become a dream for every person. Limited income does not allow a common man to buy his own car. A Car Loan is a convenient scheme that allows a person to buy a vehicle. Get easy funding to fulfill your dream car home.

A car loan is a financial help offered by different banks and NBFC’s to buy a car. The banks provide the necessary funding for purchasing a car which can be on Ex-Showroom price or the On-Road price of the car. They offered the lowest interest rates and minimum document process. Features of  Car Loan Bhachau arecar loan bhachau

  1. Easy and comfortable EMIs offers
  2. Car Loan Himatnagar Tenure period falls between 1-7 years
  3. Instantly loan available
  4. Affordable interest Rates
  5. No extra hidden charges
  6. Minimum Documentation
  7. Flexibility of payment

Car Loan Bhachau Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Bhachau Documents Required

  1. Identity Proof: Provide Aadhar Card/ Driving License/ Pan Card/ Passport Copy, etc.
  2. Income Proof: Previous 3 months salary slips and bank statements for a salaried individual and recent tax return files for a self-employed individual should be submitted
  3. Address Proof: Submit Water Bill/ Voter ID/ Telephone bill/ Passport Copy
  4. Recent passport size photographs-2

Car Loan Bhachau Eligibility Criteria

  1. Minimum age:  For Self Employed– 30 years / ForSalaried– 21 years ( less than 30 years co-applicant is needed)
  2. Maximum age: For Self Employed– 60 years/  ForSalaried-65 years (more than 65 years co-applicant is needed)
  3. Minimum employment: For Self- Employed– at least 2 years in business/ForSalaried– 1 year in current employment and a minimum of 2 years of employment.
  4. Minimum Annual Income: For Self- Employed Net profit Rs. 30000 per month/ For Salaried Rs 25000 per month.

How to Apply for Car Loan in Bhachau?

You can apply for a car loan within few minutes without wasting any time. The best way to apply for a car loan is by applying online.

  1. Visit our website DialaBank.
  2. Select Car Loans on the homepage.
  3. Fill an online application form and provide all the necessary details
  4. Our executives will get in touch with you for further assistance on the provided contact number

One can avail a car loan through offline mode as well by visiting the nearest branch of the bank and completing all the formalities thereafter. Make sure all the documents provided are correct.

Processing Fees & Prepayment Charges on Car Loan Bhachau

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Bhachau

One of the most important aspects considered while approving for a loan by the banks is the CIBIL score. CIBIL score signifies the individual’s credit behavior with regards to lending and repayment of the previous loans. Generally, a score above 750 is considered to be decent. This basic minimum varies from bank to bank.

The credit history of any applicant shouldn’t have any pending dues or debts to avoid any inconvenience in applying for a loan. Hence, it is advisable to check your credit score beforehand itself and rectify and correct the dues to ensure a smooth loan approval process.

Car Loan Bhachau Contact Number

To avail instant car loans you can visit our website or call on 9878981166 to get personalized assistance. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Bhachau

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Bhachau

Bhachau is a city and a municipality in the Kutch district in the state of Gujarat, India.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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