Car Loan Bhaderwah

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Car Loan Bhaderwah

Best Banks for Car Loan in Bhaderwah

Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bhaderwah Features

Car loan Bhaderwah

Why seek for a cab on every occasion, once you will have a automobile of your own. therefore personal loan is here to get rid of all of your associated with the automobile. This loan is a proposal that provides finance to individuals for getting a automobile. A personal loan permits someone to pay money for the vehicle in instalments instead of outlay it right away. It needs a minimum documentation method and fewer fees method.

Some of the options of personal loan in Bhaderwah are:

  • Easy monthly compensation choices
  • Instantly out there
  • The loan amount varies from 1-7 years
  • Affordable interest Rates
  • No hidden charges
  • Quick approval with minimum documentation

We at Dialabank allow you to sit at the comfort of your home and supply you with the loan with none problem. we’ve tie-ups with prime Banks and NBFCs of the country to produce you with the simplest in school service. we provide you all-time low rate of interest within the market. we tend to Charge no cash from our customers for the services that we offer. Our team of consultants and Relationship managers helps you in each step of the journey to accumulate a affordable car loan.

Car Loan Bhaderwah Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Bhaderwah Documents Required

Documents required for car loan are as followed:

For Salaried Candidates:

  • Proof of Identification: Passport copy, Driving LicensePAN Card, Voters ID card
  • Income Proof: Latest 3-month salary slip along with form no. 16
  • Bank Statement: Last six months is required.
  • Residence Proof: Ration card/ PAN Card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy 

For Self Employed Candidates:

  • Identification Proof: Passport copy, Driving License PAN Card, Voters ID card
  • Income Proof: Latest ITR is required
  • Bank Statement: Last six months is required.
  • Address Proof(anyone): Passport Copy/ Telephone Bill/ Ration card/ Driving license/ Voters card/ Electricity Bill/ Life Insurance Policy  / PAN Card

Car Loan Bhaderwah Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Candidates

  • Minimum age limit: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment requirement: One year in current employment and a minimum of two years in total
  • Minimum Annual Income: Rs.100000 net annual income is required

For Self-Employed Candidates

  • Minimum age limit: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least three years in business operations is required
  • Minimum Annual Income: Net profit of Rs. 60000 per annum for standard cars and Rs.100000 per annum for premium and middle-sized cars

Car Loan for Major Car Manufacturers in Bhaderwah

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Bhaderwah

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Bhaderwah

A good CIBIL Score needed while applying for a car loan in Bhaderwah

CIBIL score reflects your credit history within the past still as your defaults in compensation of your previous loans. an honest credit score is taken into account as 750 and on top of as most of the money establishments kindle a high credit score. each bank and NBFC has totally different criteria for a minimum CIBIL score they need to method your loan. A lower CIBIL score than 750 will attract a better rate of interest.

A very low CIBIL score would possibly result in rejection of your loan because it is that the very first thing a bank tracks before process your loan.

Car Loan Bhaderwah Agent Contact Number

For more information or any queries regarding the car loan in Bhaderwah, you contact us on 9878981166 or visit the website of Dialabank, making our representatives get up-to-date with you for more help.

Pre Calculated EMI Table for Car Loan Bhaderwah

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Bhaderwah

About Bhaderwah

Bhaderwah is a city within the union territory of Jammu and Kashmir, India. It falls beneath the district of Doda. The city features a population of around 15,000.

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