Car Loan Bhind

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Car Loan Bhind

Best Banks for Car Loan in Bhind

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35% - 7.95 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bhind Features

Car Loan BhindA car loan is a financial assistance provided by banks and NBFC’s to customers to fulfill their dreams of having their own car. They provide the necessary funding according to your eligibility for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. Car Loan is a secured form of a loan with easy repayment options. Low-interest rates EMI options are available for car loan Bhind.

Car Loan Bhind Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Bhind Documents Required

Documents required for car loan are as followed:

  1. Identity Proof: Identification proof any Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– recent 3-month salary slip with form 16 / For Self Employed- Latest ITR
  3. Address Proof: Ration card / Adhar card/ Driving license / Passport / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other relevant permanent address proof
  4. Bank Statement: near about previous 6 months.

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Car Loan Bhind Eligibility Criteria

The car loan eligibility requirements are as followed in Bhind:

  1. The age for a salaried individual should range between 21 and 60 years
  2. The age for a self-employed should be between 30 and 65 years
  3. One-year employment is essential for salaried applicants while 3 years of operating business is essential for a self-employed
  4. Rs 100000 net annual income is required in the case of salaried applicants and Rs. 60k- 100k p.a for a self-employed person

Car Loan for Major Car Manufacturers in Bhind

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Bhind

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Bhind

CIBIL score also known as credit score is the score that defines the credit history of an applicant. The effectiveness with which a person has paid off his previous loans can be depicted through this score. Any kind of loan including the car loan requires a good CIBIL score of the applicant. The exact value may differ from one bank to another. But, a score of 750 and above is considered a good score and makes the entire process of car loan availability easy and convenient.

Higher the CIBIL score, the easier it becomes for an individual to avail of a car loan.

Car Loan Bhind Contact Number

For any queries related to a car loan in Bhind, you may contact the number 9878981166.

You can even contact us online through our website by applying in the Loan section in which you are interested. Dialabank will provide you the best offers as per your eligibility status.

Pre Calculated EMI Table for Car Loan Bhind

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Bhind

Bhind is a place or city in the Indian state of Madhya Pradesh. It is the headquarters of the Bhind district.

Car Loan EMI Calculator

You may also check the car loan EMI calculator available on our website.

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