Car Loan Bijapur

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Rates as low as 8.50%*
Up to 100% Funding
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Best Banks for Car Loan in Bijapur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Bijapur Features

car loan bijapur

A car loan is a financial help provided by banks and NonBanking Financial Corporations to fulfill your wish of having your car for yourself or your family. They provide necessary funding for purchasing a car because the cost of the car is huge for an average Indian. The loan amount is offered on Interest charges which vary from bank to bank and this detail is available on the dialabank website where you can also apply for car loan too.

Car Loan Bijapur Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Bijapur Documents Required

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License of the applicant
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 of the applicant
  3.  For Self Employed- Latest Income Tax Report of the applicant
  4. Address Proof: Ration card/Driving license/Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card of the applicant
  5. Bank Statement: Last 6 months bank statement of the applicant

Car Loan Bijapur Eligibility Criteria

  1. Minimum age: 21 years old should be the age
  2. Maximum age at loan maturity: 65 years old should be the max. age
  3. Minimum employment: For Salaried- 1 year in current employment is needed and a minimum of 2 years of employment is needed to get the loan
  4. For Self Employed– at least 3 years in business is must require
  5. Minimum Annual Income: For Salaried Rs 100000 net annual income is must be required
  6. For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars is a must.

How to Apply for Car Loan in Bijapur?

  1. Visit this website www.dialabank.com as it provides all the details and easy steps to get a loan.
  2. Go to the loan section of the website and click on the car loan link available there.
  3. The applicant will be directed to all the details which they need to submit to get the car loan where they can choose their preferred city, according to their needs.
  4. For more information on car loans and free guidance, you may call on 9878981166, and on verification, we will contact you soon.

Processing Fees & Prepayment Charges on Car Loan Bijapur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Bijapur

CIBIL score is affected by any delay in payment so EMIs or having dues or debt which lower your credit score and this can hamper your chance of getting a loan at a cheaper rate of interest. Always ensure that your CIBIL score is greater than 750.

Car Loan Bijapur Contact Number

You can get a car loan Bijapur easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Bijapur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bijapur

Bijapur, Karnataka is officially known as Vijayapura, is the district headquarters of Bijapur District of Karnataka state of India. It is also the headquarters for Bijapur Taluka. Bijapur city is well known for its historical monuments of architectural importance built during the rule of the Adil Shahi dynasty.

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

Get a car loan from ICICI bank

Get a car loan from SBI

Get a car loan from Federal bank

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