Best Banks for Car Loan in Bisalpur
⍟ Loan Approval in 30 Minutes Car Loan Bisalpur is financial assistance provided by various banks and NBFCs to purchase a car. Banks provide the necessary funding for purchasing a vehicle, which can be at the Ex-Showroom or On-Road price of the vehicle. Moreover, they provided the lowest interest rates and the shortest document process. The following are some of the benefits of Car Loan Bisalpur:
7.35% per annum The interest rates offered by different lenders in Bisalpur differ, but they are all reasonable and competitive. If you want to get the best interest rate on a car loan in Bisalpur, follow the steps below: DialaBank makes it simple to obtain a Car Loan in Bisalpur. To take advantage of the best deals, follow the steps below: Vehicle Loans are available from many large banks and NBFCs in Bisalpur, including HDFC, Private, and SBI. The best lender is one who can provide you with the Loan amount you require at a reasonable interest rate and distribute the funds as soon as possible. Therefore, before applying for one that meets all of your needs, such as interest rates, it is always a good idea to compare vehicle Loans from multiple lenders. TABLE WILL APPEAR The CIBIL score is used to determine your ability to repay your debts. A higher credit score indicates a good credit history and makes your Car Loan application process smooth and simple. Generally, banks and NBFCs consider a credit score of 750 or higher to be good enough to approve your Loan application process in Bisalpur. In case of any queries regarding the Car Loan in Bisalpur, you may contact on the number 9878981166 for any assistance. Bisalpur is a city in the district of Pilibhit of Uttar Pradesh. This town is famous for its sugarcane factory. With Dialabank providing its services to all parts of the country, it is now feasible to access Car Loans. A Car Loan is a secured term loan offered to applicants who wish to own a car. A Car Loan is offered for new as well as pre-used cars. Banks charge an affordable interest rate on Car Loans which has to be repaid via EMIs. The EMI includes your interest as well as the principal loan amount. Your car acts as collateral with the bank until you repay your loan. Car Loans can be used to buy various passenger vehicles, including all SUVs (Sport Utility Vehicles), MUVs (Multi Utility Vehicles), and other vehicles available in the market. Standing Instruction (SI), Electronic Clearing Service (ECS), and Post-Dated Cheques (PDCs) are three options for repaying your Loan in Bisalpur.
Car Loan Bisalpur Features
⍟ Lowest Rate of Interest
⍟ Up to 100% on Road Loan
⍟ Minimum Documentation
⍟ Paperless Process
⍟ Flexible Repayment
⍟ Zero Foreclosure
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges
Car Loan Bisalpur Eligibility Criteria
Salaried Individual
Net Monthly Income – Minimum ₹ 20,000
Employment Duration – 1-year minimum
Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals
Minimum ITR – Rs.2 lakh
Employment Duration – Minimum 3 years
Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership)
Employment Duration – 3 years minimum
The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers
Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh
Maximum Loan Amount – 3 times the Average Quarterly Balance of the last 2 Quarters
Car Loan Bisalpur EMI Calculator
Car Loan Bisalpur Fees & Charges
Charges
New Car Loan
Used Car Loan
Interest Rate
11.80% p.a. to 13.80% p.a.
Car loan Processing fees
0.5%
0.5%
Issuance of Duplicate Repayment Schedule Charges
Around Rs.500
Around Rs.500
Foreclosure Charges
0.06
0.06
Penal Interest
2% PM
2% PM
Car loan Part Payment charges
6% of the amount
6% of the amount
Cheque/Instrument Swap Charge
Around Rs.500
Around Rs.500
Documentation Charge
Around Rs. 500
Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges
Around Rs. 500
Around Rs. 500
Registration Certification Collection Charge
Around Rs. 200
Around Rs. 200
Cheque Bounce/Instrument Return Charges
Around Rs. 500
Around Rs. 500
Issuance of Duplicate Statement Charges
Around Rs. 500
Around Rs. 500
Loan Cancellation/Re-booking Charges
Around Rs. 1000
Around Rs. 1000
Issuance of Credit Report
Around Rs. 50
Around Rs. 50
Car Loan Bisalpur Fees and Charges: Leading Banks – Mar 31 2023
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Bisalpur Documents Required
Salaried Individual
Category
Identity Proof (Any 1)
Passport
Voter ID
Aadhar Card
Driving License
Address Proof (Any 1)
Aadhar Card
PAN
Driving License
Electricity Bill
Date of Birth Proof(Any 1)
Birth Certificate
High School Marksheet
Driving Licence
Signature Proof(Any 1)
Bankers Verification
Passport
Income Proof
Bank Statement
Employment Continuity Proof
ITR of Form no. 16
Salary Slip mentioned with joining date
Letter of Appointment
Self-Employed Individuals
Category
Identity Proof (Any 1)
PAN Card
Passport
Voter ID
Aadhar Card
Address Proof (Any 1)
PAN Card
Voter ID
Passport
Electricity Bill
Date of Birth Proof (Any 1)
Birth Certificate
Passport
Driving Licence
PAN
Signature Proof (Any 1)
Bankers Verification
Passport
Bank Statement
Employment Continuity Proof
Shop & Establishment Act Certificate
Shop & Establishment Act Certificate
Sales Tax or VAT Certificate
Business Proof
Telephone Bill/Electricity Bill
Shop & Establishment Act Certificate
SSI or MSME Registration Certificate
Self-Employed Non-Individuals:
1. Partnership Firms/Societies
Category
Identity Proof (Any 1)
Driving Licence
PAN Card
Aadhar Card
Passport
Address Proof (Any 1)
Aadhar Card
Driving License
Voter ID
Income Proof
P&L Account
ITR for the previous 2 years
Bank Statement
Last 6 month
Business Continuity Proof
Audited Balance Sheet
TAX registration Certificate
Current Account Statement
Additional documents
2. Private Limited/Limited Companies
Category
Identity Proof
Copy of Incorporation
Address Proof (Any 1)
Telephone Bill
Electricity Bill
Shop & Establishment Act Certificate
Sales Tax Certificate
Income Proof
P&L Account and ITR for the previous 2 years
Bank Statement
Previous 6 Months
Business Continuity Proof
ITR of the Company of the past 2 years
Audited Balance Sheet
Shop & Establishment Act Certificate
Additional documents
Board Resolution
PAN Card
Certificate of Commencement of Business for Ltd. Co.
How to Get the Best Car Loan Interest Rates in Bisalpur
How to Apply for a Car Loan in Bisalpur?
Which Bank in Bisalpur Offers the Best Car Loans?
Car Loan for Major Car Manufacturers in Bisalpur
Processing Fees / Prepayment Charges on Car Loan Bisalpur
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Bisalpur
Car Loan Bisalpur Contact Number
Pre Calculated EMI Table for Car Loan Bisalpur
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Bisalpur
Car Loan Banks in Bisalpur
BANK NAME
BANK ADDRESS
BANK IFSC CODE
BANK OF BARODA
VILL BHADEG KANJAH,DIST BHADEG KANJAH,TEHSIL BISALPUR,DIST PILIBHIT,UTTAR PRADESH 262202.
BARB0BHADEG
BANK OF BARODA
STATION ROAD, PO BISALPUR, DIST PILIBHIT, UTTAR PRADESH 262201
BARB0BISALP
HDFC BANK
HDFC BANK LTD MAIN ROAD BARA PATTHAR FRONT OF SHIV MANDIR BISALPUR PILIBHIT UTTAR PRADESH 262201
HDFC0004007
IDBI BANK
VILLAGE & POST PAHARGANJ, TEHSIL BISALPUR, DIST PILIBHIT, UTTAR PRADESH. PIN 262201
IBKL0001397
Private BANK LIMITED
Private BANK LTD.BARAH PATHAR ROAD BISALPUR PILIBHIT 262201
ICIC0003210
AXIS BANK
GROUND FLOOR KHASRA NO 627 628 PILBHIT ROAD BISALPUR PILIBHIT UTTAR PRADESH PIN 262201
UTIB0002680
FAQ’s About Bisalpur Car Loan
✅ What is a Car Loan?
✅ Which kind of vehicles can I purchase with a Car Loan?
✅ What are the options for repaying a Car Loan?