Car Loan Buxar

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Car Loan Buxar

Best Banks for Car Loan in Buxar

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Buxar Features

Purchasing a car has become the dream of every Indian. Today it has becomes a status symbol for everyone. As a result, several banks and lending institutions now provide car loans with a low interest rate and affordable EMI options.

car loan can be helpful for consumers who want to buy a new car but do not get the car because of a lack of money. In addition, it helps the borrower to build their credit history if the borrowers make their monthly payments on time.

Car Loan Buxar

Car Loan Buxar Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Buxar Documents Required

Documents required for car loan are as followed:

For salaried:

  •  A passport, PAN Card, Voters ID card, Driving License are required.
  • Income Proof: Latest 3-month salary slip with form 16
  • Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
  •  Last 6 months bank statement.

For self-employed:

  •  A passport, PAN Card, Voters ID card, Driving License are required.
  • Income Proof: Latest Income tax returns required.
  • Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
  •  Last 6 months bank statement.

Car Loan Buxar Eligibility Criteria

The car loan eligibility criteria requirements are as followed:

For Salaried:

  • The minimum age of the applicant should be 21 years.
  • The maximum age should be 65 for the loan maturity.
  • Minimum employment: At least 1 year in current employment and a minimum of 2 years of employment.
  • Minimum Annual Income: It should be Rs 1,00,000 net annual income.
  • A contact number is required.

For Self Employed:

  • The minimum age of the applicant should be 30 years or above.
  • The maximum age should be 60 at loan maturity.
  • In this, minimum employment should be at least 2 years in the business.
  • The minimum annual income should be Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars.

Processing Fees & Prepayment Charges on Car Loan Buxar

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Buxar

Apply for a Car Loan

CIBIL score plays a key role in getting a loan. Suppose your Cibil score is between 750-900. Then you will get quick car loan approvals. If your Cibil score is less than 700, then your application may get rejected. So, check your Cibil score before applying for a loan. If you pay your EMIs on time, then your Cibil score will increase. If you do not repay Your EMI, it will reduce your Cibil score. The applicant has to pay monthly EMIs according to there schedule of the bank.

A person should examine the information correlated to car loan interest rates before deciding on the available car loan.

Car Loan Buxar Contact Number

For instant car loan help and any more queries, you can call 9878981166.

Pre Calculated EMI Table for Car Loan Buxar

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

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