Car Loan Chabal Kalan

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Best Banks for Car Loan in Chabal Kalan

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Chabal Kalan Features

car loan chabal kalan

Being a resident of a leading city like Chabal Kalan, having your own car must be on your wishlist. But if you don’t want it to become a burden on your finances, or you are confused about which bank is the right bank for a car loan for you, you have come to the right place!

Dialabank is here to assist you to compare and get car loans with great efficiency. With us, you can get access to many features of car loans in Chabal Kalan such as: –

  • Car loans are available at low-interest rates, which may vary from bank to bank so make sure you compare and choose wisely!
  • Almost all major banks and NBFCs offer car loans in Chabal Kalan.
  • The documentation process is quick and hassle-free, sometimes car loans get approved on the same day.
  • Car loans are available for full funding in case of new cars and up to 85% of the funding for the used ones.
  • With our website, we save you from wasting your time in visiting the banks personally. Thus, we are the best agent for you.

Car Loan Chabal Kalan Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Chabal Kalan Documents Required

The essential documents required to get a car loan approved in Chabal Kalan are as follows:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR proof
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Chabal Kalan Eligibility Criteria

car loan chabal kalan

The car loan eligibility requirements are as followed in Chabal Kalan:

  1. Minimum age: 21 years for salaried individuals and 30 years in case of a self-employed
  2. Maximum age at loan maturity: 60 and 65 years respectively for salaried and self-employed individuals
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in business
  4. Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

How to Apply for Car Loan in Chabal Kalan?

Availing a car loan Chabal Kalan is an easy process with DialaBank. Just follow some steps to avail the best offers conveniently!

  • Visit our website Dialabank and click on the car loan option available in the auto loan option on our homepage.
  • Fill in the details along with your phone number and in a few minutes, you will get email threads from the willing lenders.
  • Our relationship manager will soon get in touch with you on your provided number and guide you further.

Processing Fees & Prepayment Charges on Car Loan Chabal Kalan

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Chabal Kalan

The CIBIL score is a numeric value that defines your ability to pay off your credits and is dependent on your repayment history. A higher Credit score means good credit history and makes your car loan application process smooth and easy to be processed, while a lower score may discourage banks from sanctioning you an approval.

For more information, visit CIBIL score Dialabank.

Car Loan Chabal Kalan Contact Number

If you still have queries, we are available for you on the number 9878981166 with the best guidance.

Pre Calculated EMI Table for Car Loan Chabal Kalan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chabal Kalan

Chabal Kalan, or Jhabal Kalan, is located in Punjab. It is one of the earliest villages in Punjab. Its population is around 15000.

Car Loan EMI Calculator

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