Car Loan Chaibasa

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Rates as low as 8.50%*
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Best Banks for Car Loan in Chaibasa

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Chaibasa Features

car loan chaibasa

A car loan is a financial help provided by banks and NonBanking Financial Corporations to fulfil your wish of having your car for yourself or your family either it is for getting a loan for ex-showroom price or on-road price, we at dialabank will provide you with the loan if you fulfil some simple terms and conditions required such as correct details, good credit score, and proper documents and good and stable income source.

Visit us at www.dialabank.com.

Car Loan Chaibasa  Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Chaibasa Documents Required

  1. Identity Proof required by the bank: Passport copy, Voters ID card, PAN Card, Driving License of the person applying for a loan
  2. Income ProofFor Salaried required by the bank – Latest 3-month salary slip with form 16 of the person applying for a loan
  3.  For Self Employed required by the bank- Latest Income Tax Report of the person applying for a loan
  4. Address Proof required by the bank: Ration card/Driving license/Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card of the applicant of the person applying for a loan
  5. Bank Statement required by the bank: Last 6 months bank statement of the applicant of the person applying for a loan

Car Loan Chaibasa Eligibility Criteria

The car loan eligibility in Chaibasa as follows:

  1. Minimum age before availing of a loan: 21 years old
  2. Maximum age at loan maturity before availing of a loan: 65 years old
  3. Minimum employment before availing of a loan: For Salaried- 1 year in current employment and a minimum of 2 years of employment
  4. For Self Employed before availing of a loan– at least 3 years in business
  5. Minimum Annual Income before availing of a loan: For Salaried Rs 100000 net annual income
  6. For Self- Employed before availing of a loanNet profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars

How to Apply for Car Loan in Chaibasa?

  1. Visit our website www.dialabank.com to get a car loan in Chaibasa.
  2. Go to the loan section on the page and click on the car loan link to get a car loan in Chaibasa.
  3. The applicant will be directed to all the details of the car loan to get a car loan in Chaibasa.
  4. Fill the details required to get a car loan in Chaibasa and for more information on car loans, you may call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Chaibasa

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Chaibasa

CIBIL score also known as credit score is what describes your creditworthiness of the past. So, it is an important aspect to consider while availing a car loan in Chaibasa. The CIBIL score required for car loans, according to their own requirements may vary from one lender to another.

Most banks or NBFCs accept a CIBIL score of 750 and above to process your car loan application in the city. In case of a low CIBIL score, you might also be required to pay a heavy interest rate on the amount of the car loan.

Car Loan Chaibasa Contact Number

You can get a car loan Chaibasa easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Chaibasa

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chaibasa

Chaibasa is a town and a region in the West Singhbhum area in the territory of Jharkhand, India. It is renowned as a mining centre point just as for being the old neighbourhood of Birsa Munda, Jharkhand’s most notable political dissident.

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