Car Loan Chak Pakhi

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Best Banks for Car Loan in Chak Pakhi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Chak Pakhi Features

car loan chak pakhi

Chak Pakhi is blessed with tourist spots, and you probably wish to visit all of them in your own personal vehicle. If you are in this situation too but don’t want the car to become a financial concern, a car loan is here for your help. Dialabank assists you to acquire a car loan easily and on your own terms, for both brand-new and second-hand cars, and for both ex-showroom and on-road prices. The features of car loans in Chak Pakhi are as follows:

  • Car loans are available at low-interest rates and affordable EMIs, especially if you have a high CIBIL score.
  • Almost all major banks and NBFCs offer car loans in Chak Pakhi
  • The documentation process is quick and free from the hassle of visiting bank branches multiple times
  • Dialabank helps simplify the process for you and helps you avail the best offer.

Car Loan Chak Pakhi Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Chak Pakhi Documents Required

The essential documents required to get a car loan approved in Chak Pakhi are first and foremost, an identity Proof such as your passport copy, PAN card, voters ID card, driving license. Secondly, income proof which, for Salaried employees includes the latest 3-month salary slip with form 16, and for Self-Employed, the latest ITR proof. It also required an address proof, any one thing among your ration card/driving license/voters card/passport copy/telephone bill/electricity bill/life insurance policy, or your PAN card. Lastly, your bank statements from the last 6 months will be required

Car Loan Chak Pakhi Eligibility Criteria

The car loan eligibility requirements are as followed in Chak Pakhi include the minimum age, which should be 21 years for salaried individuals and 30 years in case of a self-employed, while the maximum age at loan maturity should be 60 and 65 years respectively for salaried and self-employed individuals.

The minimum employment period for a salaried individual should be 1 year in current employment and a minimum of 2 years of total employment, while for the self-employed, it should be at least 3 years in business. Lastly, the minimum annual income for a salaried employee should be Rs 100000 net annual income, while for a self-employed, the net profit should be Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars.

How to Apply for Car Loan in Chak Pakhi?

Availing a car loan Chak Pakhi is an easy process with DialaBank. Follow these steps to avail the best offers:

  • Visit our website
  • Click on the car loan option available in the menu and fill your details in the space provided.
  • In a few minutes, you will get a thread of emails listing your loan offers.
  • Wait as our relationship manager will soon get in touch with you on your number. He will help you choose the best offer.

Processing Fees & Prepayment Charges on Car Loan Chak Pakhi

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Chak Pakhi

The CIBIL score is referred to as your ability to pay off your credits. A higher Credit score means good credit history and makes your car loan application process smooth and facile, while a lower score can charge you higher interest rates. This score may again vary from bank to bank.

Car Loan Chak Pakhi Contact Number

In case of queries regarding the car loan in Chak Pakhi, you may visit the nearest Dialabank branch or contact the number 9878981166. Our team of experts is always available for your assistance.

Pre Calculated EMI Table for Car Loan Chak Pakhi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chak Pakhi

Chak Pakhi is located in Punjab and its population is around 1600.

Car Loan EMI Calculator

Get a car loan from HDFC bank

Get a car loan from Kotak Mahindra bank

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