All About Car Loan Chakradharpur
Are you planning to buy a car? And do not have funds to buy? Then you can apply for a car loan from us. We offer you various benefits along with it. And you can utilize the loan amount for purchasing a new or on the used car according to your requirement. Apply for Dialabank car loan for instant approval with low EMIs options.
Why should one choose Car Loan Chakradharpur?
- No Advance EMI option.
- Tenure of loan is for 12-84 months.
- No hidden charges.
- Affordable rate of interest.
- Other offers like one-time road tax, insurance premium, registration fee, and accessories.
- Interest calculated on reducing as well as fixed balance.
Car Loan Chakradharpur Interest Rates
New Car Loan
Less than 3 lacs
3 – 6 lacs
6 – 10 lacs
10 – 20 lacs
more than 20 lacs
Used Car Loan
Tenure for less than 23 Months
Tenure for less than 3 Months
less than 3 Lacs
3 – 6 Lacs
6 – 10 Lacs
10 – 20 Lacs
more than 20 Lacs
Eligibility Criteria for Car Loan Chakradharpur
Minimum Age of the applicant is 21 years.
Maximum Age at loan maturityis for 65 years.
For Salaried Applicant – Minimum 1 year in current employment and two years of employment.
For Self-employed Applicant – At least three years in the business.
Minimum Annual Income:
For Salaried Applicant – A net annual income of Rs 1, 00,000/-
For Self-employed Applicant – Net profit is Rs 60,000 p.a for standard cars and Rs.1, 00,000 p.a. for mid-sized and premium cars.
Documents Required for Car Loan Chakradharpur
Identity Proof: Passport, Aadhar Card, PAN card, Voter card
Address Proof: Rental Agreement, Property Purchase Document, Telephone Bill, Electricity Bill, Sale Deed, Ration card, Driving license.
Salaried Applicant – Latest salary slips (at least three months)
Self-employed Applicant – A copy of the recent 2-year Income Tax return and six months Bank statement.
Photographs: Two passport size photos are required.
Fee & Charges for Car Loan Chakradharpur
The loan amount less than 20 lacs is Rs 1750/-
And for more than or equal to 20 lacs is Rs 2250/-
For all, Rs 300/-
Stamp Duty Charges: At Actual.
Loan Reschedulement Charges: Rs 1000/-
Why should you choose Dialabank for a car loan?
- Dialabank offers you a car with the lowest interest rates and with minimum documentation.
- Dialabank is an Indian first Financial Helpline where the company provides price comparison with different Banks.
- Dialabank Car Loan is a convenient scheme that allows a person to bring vehicle at home.
- Dialabank offers car loans up to 100% ex-showroom price of the car, and up to 7 years tenure.
- Apply now on our official website dialabank for instant approval and faster processing of your car loan.
Benefits of a Car Loan Chakradharpur
- We offer quick service to the customers.
- Approval of the loan is within 24 hours after the completion of the documentation process.
- The minimum amount of credit is Rs 1 lakh, and the maximum it depends on the price of the car, varies with the car model and the profile of the customer.
- The maximum amount of loan is up to 90-95% of the ex-showroom price of the car.
- Repayment of the loan amount is usually from 1 to 7 years.
- Prepayment is allowed after six months of the disbursement of the loan.
How to apply?
- Visit dialabank website.
- Go to the loan section and select auto loan followed by car loan link.
- The applicant will be directed to all the details of the car loan where they can choose their preferred city.
Chakradharpur is a city in the district West Singhbhum of the Jharkhand state, India. It is very beneficial for an individual to take Loan from Dialabank, all you have to do is to visit dialabank website.
Leading Car Loan Providers
Table of Contents
- 1 All About Car Loan Chakradharpur
- 2 Why should one choose Car Loan Chakradharpur?
- 3 Car Loan Chakradharpur Interest Rates
- 4 Eligibility Criteria for Car Loan Chakradharpur
- 5 Documents Required for Car Loan Chakradharpur
- 6 Fee & Charges for Car Loan Chakradharpur
- 7 Why should you choose Dialabank for a car loan?
- 8 Benefits of a Car Loan Chakradharpur
- 9 How to apply?
- 10 About Chakradharpur