Car Loan Chandausi

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Chandausi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Chandausi Features

car loan chandausi

Chandausi is a beautiful place, and you might feel the need to have your personal vehicle to visit all the tourist spots freely. However, paying for it in its entirety out of one’s own pocket isn’t always a viable option. This is where car loans help you. With a car loan, you just have to pay a small fraction of the amount in the form of down payment, and you can pay the rest in the form of Equated Monthly Payments or EMIs.

The features of car loans in Chandausi are as follows:

  • Car loans are available at low-interest rates
  • Almost all major banks and NBFCs offer car loans in Chandausi making it easier for you to compare
  • The documentation process is quick and hassle-free with the Dialabank website.
  • Car loans are easily available through DialaBank, and sometimes get approved on the same day itself.

Car Loan Chandausi Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Chandausi Documents Required

The essential documents required to get a car loan approved in Chandausi are first and foremost, an identity Proof such as your passport copy, PAN card, voters ID card, driving license. Secondly, income proof which, for Salaried employees includes the latest 3-month salary slip with form 16, and for Self-Employed, the latest ITR proof. It also required an address proof, any one thing among your ration card/driving license/voters card/passport copy/telephone bill/electricity bill/life insurance policy, or your PAN card. Lastly, your bank statements from the last 6 months will be required

Car Loan Chandausi Eligibility Criteria

The car loan eligibility requirements are as followed in Chandausi include the minimum age, which should be 21 years for salaried individuals and 30 years in case of a self-employed, while the maximum age at loan maturity should be 60 and 65 years respectively for salaried and self-employed individuals. The minimum employment period for a salaried individual should be 1 year in current employment and a minimum of 2 years of total employment, while for the self-employed, it should be at least 3 years in business. Lastly, the minimum annual income for a salaried employee should be Rs 100000 net annual income, while for a self-employed, the net profit should be Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars.

How to Apply for Car Loan in Chandausi?

Availing a car loan Chandausi is an easy process with DialaBank. Follow these steps to avail the best offers:

  • On our website, click on the car loan option.
  • Fill in the details regarding the car type and your income for the perusal of our team
  • Wait as our relationship manager will soon get in touch with you on your provided number.
  • For availing a car loan offline you will have to visit the branch personally, which might turn hectic for you. Even after multiple visits, you still may not be able to avail the best offer. Thus Dialabank is your best agent when it comes to the right car loan.

Processing Fees & Prepayment Charges on Car Loan Chandausi

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Chandausi

The CIBIL score is referred to as your ability to pay off your credits. A higher Credit score means good credit history and makes your car loan application process smooth and facile, while a lower score can charge you higher interest rates.

There are many ways to build your credit score, such as by applying for a credit card and taking short term loans from the bank and paying them on time. You can also show the papers of any rented utilities under your name, such as your apartment, to show that you are punctual in your payments.

Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Chandausi. This score may again vary from bank to bank.

Car Loan Chandausi Contact Number

In case of queries regarding the car loan in Chandausi, you may contact the number 9878981166 for the best guidance!

Pre Calculated EMI Table for Car Loan Chandausi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chandausi

Chandausi is a city in Uttar Pradesh. Its population is around 1.2 lakhs. Its original name was Chand-si meaning ‘moon-like’.

Car Loan EMI Calculator

Get a car loan from HDFC bank

Get a car loan from Kotak Mahindra bank

Share This

Menu