Car Loan Chapra

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Chapra

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Chapra Features

car loan chapra

The car loan chapra has a lot of features that are only made available by dialabank at just a click. There are many banks and other lending institutions that provide car loans in chapra and these institutions provide car loan chapra in much different interest rates which are dependent upon the CIBIL score of the person applying for the loan to avail of a car. You can pay the loan in 1 to 5 years easily by paying the installments.

Car Loan Chapra Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Chapra Documents Required

  1. Identity Proof: Voters ID card, Driving License, Passport, PAN Card photocopies of the applicant
  2. Address Proof: Voters card/Passport Copy/Telephone Bill/Ration card/Driving license/Electricity Bill/Life Insurance Policy/PAN Card copy of the applicant
  3. Bank Statement: Last 6 months bank statement photocopy of the individual
  4. Income ProofFor Salaried– Latest 3-month salary slip copy with form 16 of the applicant
  5.  For Self Employed- Latest Income Tax Report copy of the applicant

Car Loan Chapra Eligibility Criteria

  1. Minimum age: 21 years old
  2. Minimum Annual Income: For Salaried Rs 100000 net annual income
  3. For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars
  4. Maximum age at loan maturity: 65 years old
  5. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment
  6. For Self Employed– at least 3 years in business

How to Apply for Car Loan in Chapra?

  1. Visit our website www.dialabank.com from your browser easily.
  2. Go to the loan section on the page and click on the car loan link provided there.
  3. The applicant will be directed to all the details of the car loan which they require, where they can choose their preferred city, according to their needs.
  4. For more information on car loans, you may call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Chapra

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Chapra

Almost every banking and lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Chapra so that they can minimize the risk of lending to you and also if your CIBIL score is high you get an interest rate at a much lower interest rate than others. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. Also having a good CIBIL score helps to loans at a cheaper rate of interest.

The institutions look at the overall score and also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Car Loan Chapra Contact Number

You can get a car loan Chapra easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Chapra

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Chapra

Chhapra is a beautiful city and headquarters of the Saran district in the Indian state of Bihar. It is situated near the junction of the Ghaghara River and the Ganges River in Bihar.

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator. You can use a dialabank EMI calculator too. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

Get a car loan from HDFC bank

Get a car loan from ICICI bank

Share This

Menu