All About Car Loan Cheema
The car is a commodity that is beneficial for going to your favorite destination as well as protecting you from the bad weather. These benefits make a person buy the car at any cost. Car Loan is the best available option to fulfill your dreams of buying a car. Dialabank provides you various offers and benefits against car loan with easy availability of loan amount.
Why should one choose Car Loan Cheema?
1. Affordable rate of interest.
2. Simple and Hassle free Process.
3. Easy to pay back by availing the EMIs option.
4. Speedy approval in 4 hours.
5. Minimum documentation required.
Car Loan Cheema Interest Rates
New Car Loan
Less than 3 lacs
3 – 6 lacs
6 – 10 lacs
10 – 20 lacs
more than 20 lacs
Used Car Loan
Tenure for less than 23 Months
Tenure for less than 3 Months
less than 3 Lacs
3 – 6 Lacs
6 – 10 Lacs
10 – 20 Lacs
more than 20 Lacs
Eligibility Criteria for Car Loan Cheema
- Minimum age of the applicant is 21 years.
- Maximum age of the applicant is 65 years (more than 65 co-applicants is needed)
- Minimum employment is of 1 year in current employment.
- Minimum Income is Rs 18000/- p.a
- Minimum age of the applicant is 30 years (less than 30 co-applicants is needed)
- Maximum age of the applicant is 60 years.
- Minimum employment is at least two years in the same business.
- Two years of ITR this is not less than 2.5 lakh.
Documents Required for Car Loan Cheema
Proof of Identity: Passport copy, PAN card, Voters ID card, Driving license, Aadhaar card.
Income Proof: For Salaried applicant latest salary slip and for Self- employed latest ITR.
Address Proof: Ration card, Driving license, Voters card, Passport Copy, Telephone Bill, Electricity Bill, Life Insurance Policy, PAN Card, Aadhar card.
Bank Statement: Last six months.
Fee & Charges for Car Loan Cheema
The loan amount less than 20 lacs is Rs 1750/-
And for more than or equal to 20 lacs is Rs 2250/-
For all, Rs 300/-
Stamp Duty Charges: At Actual.
Loan Reschedulement Charges: Rs 1000/-
Why should you choose Dialabank for a car loan?
- Dialabank offers you a car with the lowest interest rates and with minimum documentation.
- Dialabank is an Indian first Financial Helpline where the company provides price comparison with different Banks.
- Dialabank Car Loan is a convenient scheme that allows a person to bring vehicle at home.
- Dialabank offers car loans up to 100% ex-showroom price of the car, and up to 7 years tenure.
- Apply now on our official website dialabank for instant approval and faster processing of your car loan.
Benefits of a Car Loan Cheema
- We offer quick service to the customers.
- Approval of the loan is within 24 hours after the completion of the documentation process.
- The minimum amount of credit is Rs 1 lakh, and the maximum it depends on the price of the car, varies with the car model and the profile of the customer.
- The maximum amount of loan is up to 90-95% of the ex-showroom price of the car.
- Repayment of the loan amount is usually from 1 to 7 years.
- Prepayment is allowed after six months of the disbursement of the loan.
How to apply for Car Loan Cheema?
- Visit dialabank website.
- Go to the loan section and select auto loan followed by car loan link.
- The applicant will be directed to all the details of the car loan where they can choose their preferred city.
Cheema is a village in tehsil Batala of the district Gurdaspur in Punjab State, India. It is very beneficial for an individual to take Loan from Dialabank, all you have to do is to visit dialabank website.
Leading Car Loan Providers
Table of Contents
- 1 All About Car Loan Cheema
- 2 Why should one choose Car Loan Cheema?
- 3 Car Loan Cheema Interest Rates
- 4 Eligibility Criteria for Car Loan Cheema
- 5 Documents Required for Car Loan Cheema
- 6 Fee & Charges for Car Loan Cheema
- 7 Why should you choose Dialabank for a car loan?
- 8 Benefits of a Car Loan Cheema
- 9 How to apply for Car Loan Cheema?
- 10 About Cheema