All About Car Loan Chhendipada
A Car Loan is a finance that a consumer borrows to buy a car. It is the financial help offered by different banks and other institutions. The banks provide the fund for purchasing a vehicle which can be on Ex-Showroom price or the On-Road price, which may vary according to borrower eligibility.
Why should one choose Car Loan Chhendipada?
- No Advance EMI option.
- Tenure of loan is for 12-84 months.
- No hidden charges.
- Affordable rate of interest.
- Other offers like one-time road tax, insurance premium, registration fee, and accessories.
- Interest calculated on reducing as well as fixed balance.
Car Loan Chhendipada Interest Rates
New Car Loan
Less than 3 lacs
3 – 6 lacs
6 – 10 lacs
10 – 20 lacs
more than 20 lacs
Used Car Loan
Tenure for less than 23 Months
Tenure for less than 3 Months
less than 3 Lacs
3 – 6 Lacs
6 – 10 Lacs
10 – 20 Lacs
more than 20 Lacs
Eligibility Criteria for Car Loan Chhendipada
Minimum Age of the applicant is 21 years.
Maximum Age at loan maturityis for 65 years.
For Salaried Applicant – Minimum 1 year in current employment and two years of employment.
For Self-employed Applicant – Atleast three years in the business.
Minimum Annual Income:
For Salaried Applicant – A net annual income of Rs 1, 00,000/-
For Self-employed Applicant – Net profit is Rs 60,000 p.a for standard cars and Rs.1, 00,000 p.a. for mid-sized and premium cars.
Documents Required for Car Loan Chhendipada
Identity Proof: Passport, Aadhar Card, PAN card, Voter card
Address Proof: Rental Agreement, Property Purchase Document, Telephone Bill, Electricity Bill, Sale Deed, Ration card, Driving license.
Salaried Applicant – Latest salary slips (at least three months)
Self-employed Applicant – A copy of the recent 2-year Income Tax return and six months Bank statement.
Photographs: Two passport size photos are required.
Fee & Charges for Car Loan Chhendipada
The loan amount less than 20 lacs is Rs 1750/-
And for more than or equal to 20 lacs is Rs 2250/-
For all, Rs 300/-
Stamp Duty Charges: At Actual.
Loan Reschedulement Charges: Rs 1000/-
Why should you choose Dialabank for a car loan?
- Dialabank offers you a car with the lowest interest rates and with minimum documentation.
- Dialabank is an Indian first Financial Helpline where the company provides price comparison with different Banks.
- Dialabank Car Loan is a convenient scheme that allows a person to bring vehicle at home.
- Dialabank offers car loans up to 100% ex-showroom price of the car, and up to 7 years tenure.
- Apply now on our official website dialabank for instant approval and faster processing of your car loan.
Benefits of a Car Loan Chhendipada
- Benefits of Car Loan taking from dialabank is that you save your time by applying online, as the process is quite simple and less documentation, and it gets approved within a day.
- At the same time, you can compare the different bank’s interest rate or other terms and condition by choosing the best option available.
- In addition to all these, the lender also provides loan to the bad credit holders by considering their eligibility.
How to apply?
- Visit dialabank website.
- Go to the loan section and select auto loan followed by car loan link.
- The applicant will be directed to all the details of the car loan where they can choose their preferred city.
Chhendipada is a Vidhan Sabha constituency in the district Angul of the Odisha state, India. It is very beneficial for an individual to take Loan from Dialabank, all you have to do is to visit dialabank website.
Leading Car Loan Providers
Table of Contents
- 1 All About Car Loan Chhendipada
- 2 Why should one choose Car Loan Chhendipada?
- 3 Car Loan Chhendipada Interest Rates
- 4 Eligibility Criteria for Car Loan Chhendipada
- 5 Documents Required for Car Loan Chhendipada
- 6 Fee & Charges for Car Loan Chhendipada
- 7 Why should you choose Dialabank for a car loan?
- 8 Benefits of a Car Loan Chhendipada
- 9 How to apply?
- 10 About Chhendipada