Best Banks for Car Loan in Chikhli
⍟ Loan Approval in 30 Minutes Time is changing, and it is not safe to travel alone at the night with family on a scooter or a motorcycle. Whereas, cars come with ultra-reliable features and are the best options for long journeys, whether it is night or day. So you can get a car easily with the help of a Car Loan. Car is a dream for every person; everyone wants that their family can go places altogether under a single roof without the hassle of dust, sunlight, rain, etc. An overall car is a safe option for travelling with proper comfort and many facilities, so everyone wants to own a car. But owning a car isn’t that simple as it doesn’t come in a few pennies. But here we make owning your car simple with the help of a Car Loan where just by fulfilling a few processes you can have your dream cat at your home. The car loan eligibility requirements are as follows in Chikhli:
7.35% per annum Documents required for car loan are as follows: The interest rates on vehicle loans offered by different lenders in Chikhli may vary, but they are all reasonable and competitive. If you want to get a car loan in Chikhli with the lowest interest rate, follow the steps below: Availing of a car loan in Chikhli is an easy process with Dialabank. Follow the following steps to avail of the best offers: Many big banks and NBFCs, including HDFC, Private, and SBI, offer vehicle loans in Chikhli. The most suitable lender is one that can provide you with the loan amount you need at a reasonable interest rate and can distribute the funds as quickly as feasible. It is always advisable to compare vehicle loans from many lenders before applying for one that meets all of your needs, such as interest rates. TABLE WILL APPEAR Banks and NBFCs consider CIBIL score as an important criterion before approving a loan. It signifies the creditworthiness of any individual. The minimum CIBIL score requirement for financing a car vary from bank to bank. Generally, a score above 800 is considered to be decent for any individual to be eligible to apply for a car loan. This score may again vary from bank to bank. In case of a low CIBIL score than the required value, you will be required to pay a high rate interest rate on the loan amount, while if your CIBIL score is good, then you may have to pay a low rate of interest. Thus, a CIBIL score is an important factor in a car loan. In case of any queries regarding the car loan in Chikhli, you may contact on the number 9878981166 for any assistance. Chikhli is a town of Navsari district in state Gujarat. The Banks and NBFCs are also willing to process the Car Loans in Chikhlias more as possible. Visit dialabank.com and get assistance as soon as possible. Car loans can be used to buy various passenger vehicles, including SUVs (Sport Utility Vehicles), MUVs (Multi Utility Vehicles), and other types of vehicles. You can also get a car loan to acquire a vehicle for business purposes. Truck, tractor, and construction equipment loans are also available from some lenders. Yes, if you have a strong payment history with your current lender, many lenders will grant you a loan on your current vehicle. Standing Instruction (SI), Electronic Clearing Service (ECS), and Post-Dated Cheques are three options for repaying your loan (PDCs). It is usually advised that you return your loan using the first two options because they are speedier and have a lower risk of error, which is not the case with PDCs. To get a car loan, most lenders will not ask for a guarantor. If your income falls below the required minimum, lenders may want you to offer a guarantee or co-applicant to demonstrate that you will be able to repay the loan. You can use the EMI calculator on the Dialabank website or the website of the lending bank. To calculate the EMIs, enter various interest rates. The interest rate can be obtained by filling out an application for a loan, which will require you to provide basic information such as your salary, company, and work experience, depending on which interest rates will be presented.
Car Loan Chikhli Features
⍟ Lowest Rate of Interest
⍟ Up to 100% on Road Loan
⍟ Minimum Documentation
⍟ Paperless Process
⍟ Flexible Repayment
⍟ Zero Foreclosure
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges
Car Loan Chikhli Eligibility Criteria
Salaried Individual
Net Monthly Income – Minimum ₹ 20,000
Employment Duration – 1-year minimum
Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals
Minimum ITR – Rs.2 lakh
Employment Duration – Minimum 3 years
Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership)
Employment Duration – 3 years minimum
The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers
Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh
Maximum Loan Amount – 3 times the Average Quarterly Balance of the last 2 Quarters
Car Loan Chikhli EMI Calculator
Car Loan Chikhli Fees & Charges
Charges
New Car Loan
Used Car Loan
Interest Rate
11.80% p.a. to 13.80% p.a.
Car loan Processing fees
0.5%
0.5%
Issuance of Duplicate Repayment Schedule Charges
Around Rs.500
Around Rs.500
Foreclosure Charges
0.06
0.06
Penal Interest
2% PM
2% PM
Car loan Part Payment charges
6% of the amount
6% of the amount
Cheque/Instrument Swap Charge
Around Rs.500
Around Rs.500
Documentation Charge
Around Rs. 500
Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges
Around Rs. 500
Around Rs. 500
Registration Certification Collection Charge
Around Rs. 200
Around Rs. 200
Cheque Bounce/Instrument Return Charges
Around Rs. 500
Around Rs. 500
Issuance of Duplicate Statement Charges
Around Rs. 500
Around Rs. 500
Loan Cancellation/Re-booking Charges
Around Rs. 1000
Around Rs. 1000
Issuance of Credit Report
Around Rs. 50
Around Rs. 50
Car Loan Chikhli Fees and Charges: Leading Banks – Apr 20 2024
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Chikhli Documents Required
Salaried Individual
Category
Identity Proof (Any 1)
Passport
Voter ID
Aadhar Card
Driving License
Address Proof (Any 1)
Aadhar Card
PAN
Driving License
Electricity Bill
Date of Birth Proof(Any 1)
Birth Certificate
High School Marksheet
Driving Licence
Signature Proof(Any 1)
Bankers Verification
Passport
Income Proof
Bank Statement
Employment Continuity Proof
ITR of Form no. 16
Salary Slip mentioned with joining date
Letter of Appointment
Self-Employed Individuals
Category
Identity Proof (Any 1)
PAN Card
Passport
Voter ID
Aadhar Card
Address Proof (Any 1)
PAN Card
Voter ID
Passport
Electricity Bill
Date of Birth Proof (Any 1)
Birth Certificate
Passport
Driving Licence
PAN
Signature Proof (Any 1)
Bankers Verification
Passport
Bank Statement
Employment Continuity Proof
Shop & Establishment Act Certificate
Shop & Establishment Act Certificate
Sales Tax or VAT Certificate
Business Proof
Telephone Bill/Electricity Bill
Shop & Establishment Act Certificate
SSI or MSME Registration Certificate
Self-Employed Non-Individuals:
1. Partnership Firms/Societies
Category
Identity Proof (Any 1)
Driving Licence
PAN Card
Aadhar Card
Passport
Address Proof (Any 1)
Aadhar Card
Driving License
Voter ID
Income Proof
P&L Account
ITR for the previous 2 years
Bank Statement
Last 6 month
Business Continuity Proof
Audited Balance Sheet
TAX registration Certificate
Current Account Statement
Additional documents
2. Private Limited/Limited Companies
Category
Identity Proof
Copy of Incorporation
Address Proof (Any 1)
Telephone Bill
Electricity Bill
Shop & Establishment Act Certificate
Sales Tax Certificate
Income Proof
P&L Account and ITR for the previous 2 years
Bank Statement
Previous 6 Months
Business Continuity Proof
ITR of the Company of the past 2 years
Audited Balance Sheet
Shop & Establishment Act Certificate
Additional documents
Board Resolution
PAN Card
Certificate of Commencement of Business for Ltd. Co.
How to Get the Best Car Loan Interest Rates in Chikhli
How to Apply for a Car Loan in Chikhli?
Which Bank in Chikhli Offers the Best Car Loans?
Car Loan for Major Car Manufacturers in Chikhli
Processing Fees / Prepayment Charges on Car Loan Chikhli
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Chikhli
Car Loan Chikhli Contact Number
Pre Calculated EMI Table for Car Loan Chikhli
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Chikhli
Car Loan Banks in Chikhli
BANK OF BARODA
CHIKHLI BRANCH, GARIB NAWAZ BLDG, MANIAR STREET, CHIKHLI.DI.NAVSARI., CHIKHLI,396521
BARB0CHIKHL
BANK OF BARODA
ATHAMNA FALIA, HOND, TAL.CHIKHLI, NAVSARI, BULSAR, GUJARAT-396521
BARB0HONDXX
BANK OF BARODA
SARVODAYA TRUST, AT & PO MALIADAHARA, TAL CHIKHLI, GUJARAT-396521.
BARB0MALIAD
BANK OF BARODA
SADAKPORE SEVA SAHKARI MANDLI LTD,AT& PO SADAKPORE,TAL CHIKHLI,GUJARAT 396521
BARB0SADAKP
BANK OF BARODA
BANK OF BARODA, VANZANA, TA CHIKHLI,NAVSARI, BULSAR, GUJARAT-396521
BARB0VANZAN
DENA BANK
DESAI FALIA,PO CHIKHLI,SAMROLI396 521
BKDN0240261
CENTRAL BANK OF INDIA
CHUNAWALA COMPLEX, D.P ROAD, OPP BUS STAND, P.O. CHIKHALI, DIST-BULDHANA, MAHARASHTRA-443201
CBIN0280703
CENTRAL BANK OF INDIA
AT & POST DONGARKHANDALA, TEHSIL – CHIKHALI, DIST-BULDHANA, MAHARASHTRA-443201
CBIN0282626
CENTRAL BANK OF INDIA
SANGATSINH GURUMUKHSINH MICHRA, SHOP NO 2, COLLEGE ROAD, THALA, CHIKHLI, PIN CODE-396521
CBIN0284785
CANARA BANK
CANARA BANK, DUDHESWARI MANDIR, MAHETWAD, BH. NANAK STORE, CHIKLI – 396 521, DIST. NAVASARI, GUJARAT
CNRB0003421
CORPORATION BANK
SAMRUDHI ARCADE, OPP BAGLADEV MANDIR, NEAR PETROL PUMP, COLLEGE ROAD, PO NAVSARI, GUJARAT, PINCODE 396521
CORP0001187
DEOGIRI NAGARI SAHAKARI BANK LTD. AURANGABAD
PLOT NO.6-B,7-B,8-B, CTS NO.1799 WARD NO.7, BUS-STAND ROAD, CHIKHLI DIST.BULDHANA
DEOB0000032
HDFC BANK
CHIKHLI HOUSE NO.1641 NEAR LIONS GARDEN DIST-NAVSARI CHIKHLI GUJARAT
HDFC0002221
HDFC BANK
HDFC BANK LTD RENUKA COMPLEX, PROPERTY NO.348 WARD NO.19, KHANDALA ROAD
HDFC0002277
HDFC BANK
SHIVAJI CHOWK, KHANDALA ROAD, CHIKHLI, DIST BULDANA
HDFC0CAUCBL
HDFC BANK
DR. SHYAMAPRASAD MUKHARJI ROAD CHIKHLI
HDFC0CCUB01
IDBI BANK
IDBI BANK, OPP LIONS GARDEN ROAD, CHIKHLI, DISTT. – NAVSARI-396521, GUJARAT
IBKL0000319
IDBI BANK
DESAI FALIA, CHIKHLI – 396521, DIST. NAVSARI
IBKL0068GP2
Private BANK LIMITED
Private BANK LTD SHOP NO137 BY 138 GOHIL COMPLEX CHIKHLI KHERGAM ROAD CHIKHLI 396521 DIST NAVSARI GUJARAT
ICIC0002810
INDIAN OVERSEAS BANK
DEVARSHI APARTMENT SAMROLI P.O CHIKHLI DIST.NAVSARI 396521
IOBA0002241
INDIAN OVERSEAS BANK
JANKI COMPLEX, NEAR RAJA TOWER, WARD NO 14, CHIKLI, BULDHANA DIST, MAHARASHTRA 443201
IOBA0002535
INDIAN OVERSEAS BANK
SHRI SADGURU KISANDEV GURU HANAINI MAHARAJ SANSTHAN NR CHOWK,CHIKHLI BULDHANA 443201 MH
IOBA0003117
KOTAK MAHINDRA BANK LIMITED
UPPER GROUND FLOOR, YAMUNA COMPLEX, KHANDALA MAIN ROAD, NEAR BANK OF MAHARASHTRA, CHIKHLI – 443201. TEHSIL CHIKHLI, DISTRICT BULDANA, MAHARASHTRA.
KKBK0001990
BANK OF MAHARASHTRA
YAMUNA COMPLEX, IN FRONT OF KAZI OIL MEAL, GOPAL TALKIES ROAG, CHIKHLI, DIST – BULDANA, MAHARASHTRA PIN – 443201
MAHB0001466
STATE BANK OF INDIA
DISTBULDHANA MAHARASHTRA 443201
SBIN0000349
STATE BANK OF INDIA
DISTNAVSARI GUJARAT 396060
SBIN0004914
THE SURATH PEOPLES COOPERATIVE BANK LIMITED
,ORCHIDCOMPLEX,OPP.LIONSGARDEN, CHIKHLI.396521
SPCB0251025
UNION BANK OF INDIA
2 BY 3 VISHWAKARMA COMP BAZAR ST KHATRIWAD CHIKHLI GUJARAT 396521
UBIN0562840
AXIS BANK
GROUND FLOOR, C.L.CORPORATION, SHOP NO 1 & 2, RAJ COMPLEX, BAZAR STREET, CHIKHLI 396521 DIST NAVSARI, GUJARAT
UTIB0001390
AXIS BANK
PLOT NO 25 GD FLOOR YAMUNA COMPLEX CHIKHLI BULDHANA MAHARASHTRA PIN 443201
UTIB0002633
YES BANK
SAMRUDDHI ARCADE, PART 1ST FLOOR, AT, AND POST THALA, OPP.BAGLADEVI MANDIR, COLLEGE RD, TAL CHIKHLI, DIST NAVSARI, CHIKHLI, GUJARAT-396590
YESB0000362
YES BANK
DR.SHAYAMAPRASAD MUKHARJEE MARG CHIKHLI 443201
YESB0CCUB01
YES BANK
WARD NO 7 BUS-STAND ROAD CHIKHLI BULDHANA 443112
YESB0DNSB35
YES BANK
NAGAR PALIKA SR NO.790 BY 1 BHUTAL,D.P ROAD NR DR JAISWAL HOSPITAL CHIKHLI BHULDHANA 443201
YESB0PUB036
FAQ’s About Chikhli Car Loan
✅ What types of vehicles can I Purchase with a Car Loan?
✅ Is it possible to acquire a Loan on my Current Vehicle?
✅ What options do I have for Repaying my Car Loan?
✅ Is a Guarantor required for a Car Loan?
✅ Where can I get an Interest Calculator for a Car Loan?