Car Loan Chiplun

Major Car Loan Providers in Chiplun

Car Loan Chiplun Features

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your own car. They provide necessary funding for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. Car Loan is a secured loan with easy repayment options. The loan amount is offered on Interest charges which vary from bank to bank. One can pay for the vehicle in easy installments.

Some of the features of car loan in Chiplun are:

• Up to 90-95% of the funding available for new cars
• Up to 80-85% of the funding available for used cars
• The loan period is usually between 1 to 7 years.
• The interest rate is calculated on the basis of compound interest.
• Equated Monthly Instalment is worked out for repayment.
• Early settlement of the pending amount is available subject to the pre-payment penalty.

Why Dialabank?

• We let you sit at the comfort of your home and provide you with the loan without any hassle.
• We have tie-ups with top Banks and NBFCs of the country to provide you with the best in class service.
• We offer you the lowest rate of interest in the market.
• We Charge no money from our customers for the services that we provide.
• Our team of experts and Relationship managers helps you in every step of the journey to acquire a loan.

Car Loan Chiplun Interest Rate

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Chiplun Documents Required

1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: For Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR
3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

Car Loan Chiplun Eligibility Criteria

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in business
4. Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

How to Apply for Car Loan in Chiplun?

1. Apply online on www.dialabank.com
2. Go to the loan section on the page and click on the car loan link.
3. The applicant will be directed to all the details of the car loan where they can choose their preferred city, according to their needs.
4. For more information on car loans and free guidance, you may call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Chiplun

CIBIL Score Required for Car Loan in Chiplun

CIBIL score reflects your credit history in the past as well as your defaults in repayment of your previous loans. A good credit score is considered as 750 and above as most of the financial institutions ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your loan. A Lower CIBIL score than 750 can attract a higher rate of interest.

A very low CIBIL score might lead to rejection of your loan as it is the first thing a bank tracks before processing your loan.

Car Loan Chiplun Contact Number

For more information regarding the car loan in Chiplun, you can give us a call on 9878981166

Pre Calculated EMI Table for Car Loan Chiplun

About Chiplun

Chiplun is a city in the Maharashtra state, India. It falls under the District of Ratnagiri.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator