Car Loan Chitradurga

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Car Loan Chitradurga

Best Banks for Car Loan in Chitradurga

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Chitradurga Features

car loan ChitradurgaDon’t wait to buy a new car! select the car and then apply for a car loan in Dialabank.com you can easily get the car loan with a low rate of interest. for buying the car is a heavy decision in every family. mainly in the middle-class family, it is the biggest event for them. so Don’t misses the chance of buying the car. if you were financially weak, Dialabank will help you in getting the loan.

Car Loan Chitradurga Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Chitradurga Documents Required

Documents required for car loan are as followed:

For salaried:

  • Identity Proofs: PAN Card, Driving License, Passport, or Voters ID
  • Monthly income proof: salary receipt for salaried persons
  • Proof of Address: Electricity Bill, Ration Card, Life Insurance Policy, etc.
  • Bank Passbook transactions of the last 6 months
  • Previous 3 years IT Returns for self-employed
  • 2 Passport size photographs

For self-employed:

  • Identity Proofs: PAN Card, Driving License, Passport, or Voters ID
  • Monthly income proof:  last three years of IT return for businessmen
  • Proof of Address: Electricity Bill, Ration Card, Life Insurance Policy, etc.
  • Bank Passbook transactions of the last 6 months
  • Previous 3 years IT Returns for self-employed
  • 2 Passport size photographs

Car Loan Chitradurga Eligibility Criteria

The car loan eligibility requirements are as followed in Chitradurga:

For salaried:

  • Firstly, the borrower must be an Indian citizen.
  • Secondly, the minimum applicant age  21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
  • Thirdly, He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount he borrows.
  • Besides that,  the applicant must have secure employment working the current job status of one year as well as regular income in the account.
  • More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
  • Besides that, the borrower should have some source of income.
  • After that, the monthly income of the applicant should be Rs. 18k minimum.
  • After that, the borrower should be from two years in employment as well as from 1 year in the same company.
  • Finally, CIBIL scores of the borrower should be more than 750.

For self-employed:

  • Firstly, the borrower must be an Indian citizen.
  • Secondly, the minimum applicant age  21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
  • Thirdly, He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount he borrows.
  • More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
  • Besides that, the borrower should have some source of income.
  • Moreover, the borrower should be in the business for two years.
  • Finally, CIBIL scores of the borrower should be more than 750.

Car Loan for Major Car Manufacturers in Chitradurga

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan Chitradurga

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Chitradurga

If your CIBIL score is between 750-900. You will get quick loan approvals. If the CIBIL score is less than 700 then your application will be pending. Make sure you check your CIBIL score before you apply for the loan. If you pay your EMIs in time then your CIBIL score will increase. If you do not repay your EMI your CIBIL score will reduce. The applicant has to pay monthly EMIs according to there schedule of the bank.

Car Loan Chitradurga Contact Number

For instant help and any more queries, you can call 9878981166.

Pre Calculated EMI Table for Car Loan Chitradurga

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

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