Car Loan Churu

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loans in Churu

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Churu Features

Everyone wants to own a car to fulfill the needs of his/her loved ones. Purchasing a Car requires a huge amount. To buy your dream car, you can opt for Auto Financing.

It is an easy process of getting a loan on the Lowest Interest Rates and Affordable EMIs. You can pay for the vehicle in easy installments. We will assist you in availing of the Best Car Loan.

“No frequent visits to the Bank. Save your precious time. The Best Car Loan will knock at your door. Avail the Doorstep and Personalized Services of Dialabank.com and enjoy the ride of your dream car”.

Features of car loan are:

  • Up to 90-95%% of the funding available for new cars
  • Up to 80-85%% of the funding available for used cars
  • The loan period is usually between 1 to 7 years.
  • The interest rate is calculated on the basis of compound interest.
  • Equated Monthly Instalment is worked out for repayment.
  • Early settlement of the pending amount is available subject to the pre-payment penalty.

Car Loan Churu Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Churu Documents Required

Apply for a Car Loan

For salaried:

  • Identity proof- Passport copy, PAN Card, Voters ID card, Driving License
  • Income proof- Latest 3-month salary slip with form 16
  • Address proof- Ration card/ Driving License/ Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card
  • Bank statement of the last 6 months

For self-employed:

  • Identity proof- Passport copy, PAN Card, Voters ID card, Driving License
  • Income proof- Latest ITR
  • Address proof- Ration card/ Driving License/ Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card
  • Bank statement of the last 6 months

Car Loan Churu Eligibility Criteria

For salaried:

  • The minimum age for applying for a loan is 21 years and the maximum age for applying is 65 years
  • The applicant should at least be 1 year in current employment and a minimum of 2 years of employment
  • The minimum annual income should be Rs.100,000

For self-employed:

  • The minimum age for applying for a loan is 21 years and the maximum age for applying is 65 years
  • The applicant should at least be 3 years in business
  • The net profit should be Rs.60,000 p.a for standard cars and Rs.100,000 p.a for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Churu

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Churu

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Churu

Apply for a Car Loan

CIBIL score reflects your credit history in the past as well as your defaults in repayment of your previous loans. A good credit score is considered as 750 and above as most of the financial institutions ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your loan. A Lower CIBIL score than 750 can attract a higher rate of interest.

A very low CIBIL score might lead to rejection of your loan as it is the first thing a bank tracks before processing your loan.

Car Loan Churu Contact Number

For any car loan queries in Churu, you can contact us on 9878981166.

Pre Calculated EMI Table for Car Loan Churu

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Car Loan EMI Calculator

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