All About Car Loan Dalhousie
Buying a car has a dream for many people, and they can not be able to buy it with their limited income. For them, we provide a loan that enables a person to buy a car and fulfill their dreams.
Why should one choose Car Loan Dalhousie?
1. Easy repayment options like payment on EMIs.
2. Instantly available of the loan amount.
3. Tenure period varies from person to person say 1-7 years.
4. Affordable and a competitive rate of interest.
5. Minimal documentation required.
6. No extra or hidden charges.
Car Loan Dalhousie Interest Rates
New Car Loan
Less than 3 lacs
3 – 6 lacs
6 – 10 lacs
10 – 20 lacs
more than 20 lacs
Used Car Loan
Tenure for less than 23 Months
Tenure for less than 3 Months
less than 3 Lacs
3 – 6 Lacs
6 – 10 Lacs
10 – 20 Lacs
more than 20 Lacs
Eligibility Criteria for Car Loan Dalhousie
Minimum Age of the applicant is 21 years.
Maximum Age at loan maturityis for 65 years.
For Salaried Applicant – Minimum 1 year in current employment and two years of employment.
For Self-employed Applicant – Atleast three years in the business.
Minimum Annual Income:
For Salaried Applicant – A net annual income of Rs 1, 00,000/-
For Self-employed Applicant – Net profit is Rs 60,000 p.a for standard cars and Rs.1, 00,000 p.a. for mid-sized and premium cars.
Documents Required for Car Loan Dalhousie
Proof of Identity: Passport copy, PAN card, Voters ID card, Driving license, Aadhaar card.
Income Proof: For Salaried applicant latest salary slip and for Self- employed latest ITR.
Address Proof: Ration card, Driving license, Voters card, Passport Copy, Telephone Bill, Electricity Bill, Life Insurance Policy, PAN Card, Aadhar card.
Bank Statement: Last six months.
Fee & Charges for Car Loan Dalhousie
The loan amount less than 20 lacs is Rs 1750/-
And for more than or equal to 20 lacs is Rs 2250/-
For all, Rs 300/-
Stamp Duty Charges: At Actual.
Loan Reschedulement Charges: Rs 1000/-
Why should you choose Dialabank for a car loan?
- Dialabank offers you a car with the lowest interest rates and with minimum documentation.
- Dialabank is an Indian first Financial Helpline where the company provides price comparison with different Banks.
- Dialabank Car Loan is a convenient scheme that allows a person to bring vehicle at home.
- Dialabank offers car loans up to 100% ex-showroom price of the car, and up to 7 years tenure.
- Apply now on our official website dialabank for instant approval and faster processing of your car loan.
Benefits of a Car Loan Dalhousie
- We offer quick service to the customers.
- Approval of the loan is within 24 hours after the completion of the documentation process.
- The minimum amount of credit is Rs 1 lakh, and the maximum it depends on the price of the car, varies with the car model and the profile of the customer.
- The maximum amount of loan is up to 90-95% of the ex-showroom price of the car.
- Repayment of the loan amount is usually from 1 to 7 years.
- Prepayment is allowed after six months of the disbursement of the loan.
How to apply?
- Visit dialabank website.
- Go to the loan section and select auto loan followed by car loan link.
- The applicant will be directed to all the details of the car loan where they can choose their preferred city.
Dalhousie is a hill station in the district Chamba district of the Himachal Pradesh state, India. It is very beneficial for an individual to take Loan from Dialabank, all you have to do is to visit dialabank website.
Leading Car Loan Providers
Table of Contents
- 1 All About Car Loan Dalhousie
- 2 Why should one choose Car Loan Dalhousie?
- 3 Car Loan Dalhousie Interest Rates
- 4 Eligibility Criteria for Car Loan Dalhousie
- 5 Documents Required for Car Loan Dalhousie
- 6 Fee & Charges for Car Loan Dalhousie
- 7 Why should you choose Dialabank for a car loan?
- 8 Benefits of a Car Loan Dalhousie
- 9 How to apply?
- 10 About Dalhousie