Car Loan Dasuya

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Car Loan Dasuya


Best Banks for Car Loan in Dasuya

Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Dasuya Features

Want to show your financial independence by driving around your own vehicle? But don’t have the funds for it? Not sure which bank is the best for a car loan? If you have all these questions, Dialabank is here for you. With us, you can get access to many features of car loans in Dasuya such as: –

  • Car loans are available at low-interest rates
  • loans are available for both ex-showroom and on-road prices
  • Almost all major banks and NBFCs offer car loans in Bhatapara
  • The documentation process is quick and hassle-free
  • Our experts are available to guide you every step of the way
  • Car loans are easily available through Dialabank and in record time
  • No hidden charges

Car Loan Dasuya Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
Private Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Dasuya Documents Required

Documents required for car loan are as followed:

For salaried:

  • Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For self-employed:

  • Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof:  Latest ITR proof
  • Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Car Loan Dasuya Eligibility Criteria

The car loan eligibility requirements are as followed:

For salaried:

  • Minimum age: 21 years
  • Maximum age at loan maturity: 60 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  • Minimum Annual Income:  Rs 100000 net annual income

For self-employed:

  • Minimum age: 30 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 3 years in business
  • Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Dasuya


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Processing Fees & Prepayment Charges on Car Loan Dasuya

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Dasuya

A CIBIL score is a powerful three-digit number that decided the creditworthiness of a person. A higher Credit score means you are serious about paying your loans back and this significantly improves your chances of getting a loan. Mostly, banks and NBFCs consider a credit score of 750 and above as an excellent score to approve your loan application process in Dasuya, while a score below 550 is considered poor.

In case your car loan is rejected, do not immediately apply to another institution or this will affect your credit score negatively. Wait for the score to improve. A low application frequency will help you improve your score.

Car Loan Dasuya Contact Number

In case of any queries regarding a car loan in Bhatapara, you may contact us on the number 9878981166 for trustworthy assistance.

Pre Calculated EMI Table for Car Loan Dasuya

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

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