Car Loan Dausa

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Rates as low as 8.50%*
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Best Banks for Car Loan in Dausa

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Dausa Features

car loan dausa

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your car. Necessary funding is provided for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car, either new or used. Car Loan is a secured loan with easy repayment options through Equal Monthly Installments (EMIs).

The loan amount is offered on Interest charges which vary from bank to bank, but some common features you can get in a car loan in Dausa are:

  • Car loans are available at low-interest rates and through affordable and appealing offers
  • Almost all major banks and NBFCs offer car loans in Dausa in your vicinity
  • The documentation process is quick, efficient and hassle-free
  • Car loans are easily available through DialaBank

Car Loan Dausa Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Dausa Documents Required

The essential documents required to get a car loan approved in Dausa are as follows:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR proof
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Dausa Eligibility Criteria

The car loan eligibility requirements are as followed in Dausa:

  1. Minimum age: 21 years for salaried individuals and 30 years for a self-employed
  2. Maximum age at loan maturity: 60 and 65 years respectively for salaried and self-employed individuals
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in business
  4. Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

How to Apply for Car Loan in Dausa?

Availing a car loan Dausa is an easy process with DialaBank:

  1. Visit our website www.dialabank.com from your browser.
  2. Go to the loan section on the page and click on the car loan link among other loan options.
  3. The applicant will be directed to all the details of the car loan where they can choose their preferred city, according to their needs.
  4. For more information on car loans and free guidance, you may call on 9878981166.
  5. If you want to do it offline instead, you’ll have to visit our branch in your city, which might turn hectic and tiresome for you.

Processing Fees & Prepayment Charges on Car Loan Dausa

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Dausa

Every lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Dausa so that they can minimize the risk of bad loans. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application, but this may vary. Also having a good CIBIL score helps to loans at a cheaper rate of interest.

CIBIL score when higher helps to get a low level of interest rate on car loans, while a lower score has the opposite effect. The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken.

Car Loan Dausa Contact Number

You can get a car loan Dausa easily from Dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Dausa

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Dausa

Dausa, located in the state of Rajasthan, is also known as ‘Dev Nagri’. Some of its landmarks include the Gatolav pond and the Mehandipur Balaji Temple. Its population is around 86000.

Car Loan EMI Calculator

Get a car loan from HDFC bank

Get a car loan from Kotak Mahindra bank

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