All About Car Loan Devakottai
Everyone wants to own a car to fulfill the needs of his/her loved ones. Purchasing a Car requires a huge amount. To buy your dream car, you can opt Auto Financing. It is an easy process of getting a loan on Lowest Interest Rates and Affordable EMIs. You can pay for the vehicle in easy installments. We will assist you in availing the best Car Loan.
Why Choose Car Loan Devakottai
Interest Rates
| Interest Rate | ||
| New Car | Less than 3 lacs | 10.25% |
| 3-6 lacs | 9.50% | |
| 6-10 lacs | 9.25% | |
| 10-20 lacs | 9.00% | |
| More than 20 lacs | 8.70% | |
| Used Car | 14.00% | |
Why one should choose Car Loan Devakottai
- Easy monthly repayment options
- Instantly available
- Loan Tenure period varies from 1-7 years
- Affordable interest Rates
- Easily and quickly available loan
- No hidden charges
Eligibility for Car Loan Devakottai
- Minimum age: For Salaried- 21 years / For Self Employed- 30 years ( less than 30 years co-applicant is needed)
- Maximum age at loan maturity: For Salaried-65 years (more than 65 years co-applicant is needed) / For Self Employed– 60 years
- Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self- Employed– at least 2 years in business
- Minimum Annual Income: For Salaried- Rs.18000 / For Self- Employed- 2 years ITR (with previous ITR)
- Telephone: Must at the residence.
Documents For Car Loan Devakottai
- Identity Proof: Passport copy / PAN Card / Voters ID card / Driving License
- Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
- Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card
- Bank Statement: Last 3 months
Car Loan Devakottai Fee & Charges
Fees & Charges | |
Stamp Duty | At Actuals |
Processing fees | Up to 2.5 Lacs: Rs.2825 Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-< Maximum 5000 *SPECIAL OFFER from DialaBank: Rs.1750/-* |
Loan cancellation / re-booking charges | In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer |
Legal, Repossession & Incidental charges | At Actuals |
Loan Reschedulement charges | Rs. 1000/- |
About Devakottai
Devakottai is a first-grade municipality in the state of Tamil Nadu, India.
How to Apply for Car Loan Devakottai?
Visit Dialabank
Go to the loan section and select auto loan followed by car loan link.
The applicant will be directed to all the details of the car loan where they can choose their preferred city.
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