Car Loan Dharmanagar

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Car Loan Dharmanagar

Best Banks for Car Loan in Dharmanagar

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Dharmanagar Features

To make life easy, today everyone wants to own a car. But its not easy for everyone to just go and purchase it. As money is the most important factor to buy anything in life. But we have a solution. Getting a car loan is not as difficult as it was a decade ago, nowadays this process is made simple by DialaBank by bringing you the best car loan deals online at a single platform for you to compare and  analyze and apply for a car loan online without having to worry about them more. You can get car loan Dharmanagar at the earliest and with a very satisfying service that you will not forget.

Car Loan Dharmanagar Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Dharmanagar Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Identity: Passport copy, Voters ID card,PAN Card, Driving License
  2. Income Proof: Form 16 with slip of 3 months salary
  3. Residence Proof: Ration card /  Voters card / Passport Copy / Driving license / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identity Proof: Passport copy, PAN Card, Driving License, Voters ID card
  2. Income Proof: Latest ITR
  3. Address Proof: Ration card/ Driving license /  Passport Copy / Telephone Bill /Voters card / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Dharmanagar Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: a minimum of 2 years of employment experience and 1 year in current employment.
  4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Net profit Rs.100000 per annum for mid-sized and premium cars, Rs. 60000 per annum for standard cars.

Car Loan for Major Car Manufacturers in Dharmanagar

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan Dharmanagar

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Dharmanagar

To get a loan faster without any hassle and also at a lower rate of interest CIBIL score of 750 and above is required, else you have to pay a high rate of interest.

Car Loan Dharmanagar Contact Number

From DialaBank by contacting the number 9878981166, you can get a car loan Dharmanagar easily.

Pre Calculated EMI Table for Car Loan Dharmanagar

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Dharmanagar

Car Loan Dharmanagar

In the North East of India and the North Tripura district of the state of Tripura, India, Dharmanagar is a town with a Municipal Council. After Agartala, the state capital, Dharmanagar is the second largest urban body in the state of Tripura. Because of its strategic location, connectivity and presence of many business & financial institutions, Dharmanagar is a major commercial center in Tripura. The city has many schools which has both Bengali and English medium of education. Several emperors have ruled this city.

The population of Dharmanagar is around 32,912 as estimated in late 2006 census.

Car Loan EMI Calculator

By Car loan EMI Calculator provided by Dialabank, Car loan EMI can be calculated. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

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