Car Loan Dhemaji

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Rates as low as 8.50%*
Up to 100% Funding
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Best Banks for Car Loan in Dhemaji

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Dhemaji Features

car loan dhemaji

Now car loan which is a secured loan is also available in Dhemaji with the name of car loan Dhemaji, India’s first online financial service provider provides car loan by a detailed overview of various lenders so that you can choose the best option according to your needs and affordability.

Car Loan Dhemaji Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Dhemaji Documents Required

  1. Identity Proof which you need to have: PAN Card, Voters ID card, Passport copy, Driving License
  2. Income ProofFor Salaried which you need to have– Latest 3-month salary slip with form 16
  3.  For Self Employed which you need to have- Latest Income Tax Report
  4. Address Proof which you need to have: Ration card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/Driving license/Voters card/PAN Card
  5. Bank Statement which you need to have: Last 6 months bank statement

Car Loan Dhemaji Eligibility Criteria

  1. Minimum age which an applicant needs: 21 years old
  2. Maximum age at loan maturity which an applicant needs: 65 years old
  3. Minimum employment: For Salaried which an applicant needs- 1 year in current employment and a minimum of 2 years of employment
  4. For Self Employed which an applicant needs– at least 3 years in business
  5. Minimum Annual Income which an applicant needs: For Salaried Rs 100000 net annual income
  6. For Self-Employed which an applicant needs: Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars

How to Apply for Car Loan in Dhemaji?

  1. Visit our website www.dialabank.com from your browser be it mobile or laptop.
  2. Go to the car loan section on the dialabank page and click on the car loan.
  3. Submit all the details required for the car loan and also upload all the document which are required to get the car loan.
  4. Our managers will then call you and for getting more information and for getting more guidance, you may call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Dhemaji

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Dhemaji

Every banking and lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Dhemaji because they want to minimize the risk of lending to the risky borrower and for that they want you to have a CIBIL score of 750 or above to process your loan application faster and also they can help you get a cheaper rate of interest on your loan if you ask for it. Please keep a regular check on your CIBIL score and also maintain your CIBIL score by not defaulting in your payments.

Car Loan Dhemaji Contact Number

You can get a car loan Dhemaji easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Dhemaji

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Dhemaji

Dhemaji area is a regulatory locale in the province of Assam in India. The area central command is situated at Dhemaji and the business home office being found Silapathar.

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

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