Best Banks for Car Loan in Dhoraji
Car Loan Dhoraji Features
Bring your dream of buying a car to reality with the car loan. It is the best option for people looking for finances to buy a car. It is a simple and easy loan with instant disbursal. Avail the car loan and enjoy joy rides in your own car.
A car loan is a financial aid offered to the customers by commercial banks and NBFCs. The banks provide the funding for purchasing the vehicle. You get the lowest interest rates with minimal documentation.
Some of the features of car loan Dhoraji are:
- Up to 90-95%% of the funding available for new cars.
- Equated Monthly Instalment is worked out for repayment.
- The loan period is usually between 1 to 7 years.
- Early settlement of the pending amount is available subject to the pre-payment penalty.
- Up to 80-85%% of the funding available for used cars
- The interest rate is calculated on the basis of compound interest.
Car Loan Dhoraji Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Dhoraji Documents Required
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Dhoraji Eligibility Criteria
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars
Car Loan for Major Car Manufacturers in Dhoraji
TABLE WILL APPEAR Apply for a Car LoanProcessing Fees / Prepayment Charges on Car Loan Dhoraji
CIBIL Score Required for Car Loan in Dhoraji
CIBIL score plays a key role while getting the loan application processed and thereby availing a fresh loan.
If your Cibil score lies near to 750, then there are more chances for you to get the quick loan approvals. Whereas, if in case, the CIBIL score is less than 700 then your application might have to suffer. So, it is recommended to check your CIBIL score before you apply for the loan.
If you pay your EMIs in time then your Cibil score will be increased. In case you fail to repay the instalment, your CIBIL score will be reduced to a certain extent. The applicant has to pay monthly EMIs according to the schedule of the respective bank.
Car Loan Dhoraji Agent Contact Number
For loan queries regarding the car loan in Dhoraji, reach us at Dialabank or contact us on 9878981166.
Pre Calculated EMI Table for Car Loan Dhoraji
Car Loan EMI Calculator Dhoraji
About Dharoji
Dhoraji is a town situated on the banks of the River Safura which is a tributary of the River Bhadar. It is a city in the Rajkot district in the state of Gujarat. Next to the temples of Shri Panchnath Mahadev, Rushiwadi Bileshwar Mahadev and Shri Chetaniya Hanuman, Shree Swaminarayan Mandir is also a popular spiritual centre in the old town. The Murli Manohar Temple located is older than 350 years, with different architectural styles like Gujarati ornamental, Rajasthani and Indo-Mughal patterns.
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Table of Contents
- 1 Best Banks for Car Loan in Dhoraji
- 2 Car Loan Dhoraji Features
- 3 Car Loan Dhoraji Interest Rates
- 4 Car Loan Dhoraji Documents Required
- 5 Car Loan Dhoraji Eligibility Criteria
- 6 Car Loan for Major Car Manufacturers in Dhoraji
- 7 Processing Fees / Prepayment Charges on Car Loan Dhoraji
- 8 CIBIL Score Required for Car Loan in Dhoraji
- 9 Car Loan Dhoraji Agent Contact Number
- 10 Pre Calculated EMI Table for Car Loan Dhoraji
- 11 Car Loan EMI Calculator Dhoraji
- 12 About Dharoji