Car Loan Dhrol

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Car Loan Dhrol

Best Banks for Car Loan in Dhrol

Private Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35% - 7.95 %
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Dhrol Features

Many people travel daily for many things, as the mobility of people increased. A car saves you valuable time as well as you can reach your destination comfortably. Now you don’t have to save and wait to afford a car of your own! We at Dialabank financial services help customers to analyze, compare and choose the best loan possible for their benefit. You just have to complete one step by applying for the car loan through dialabank. You will get a good rate of interest and also you will get high tenure for loan repayment, if your CIBIL score is good. 

To provide car loans, all the banks and NBFCs are ready to serve you. If required you will get a loan for on-road price as well as you can get the loan amount for Ex-showroom price and also.

Car Loan Dhrol Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
Private Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Dhrol Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Identity: Passport copy,  Voters ID card,PAN Card, Driving License
  2. Proof of Income: Form 16 with the latest 3-month salary slip
  3. Proof of Residence : Ration card / Life Insurance Policy /Voters card / Passport Copy / Telephone Bill /Driving license / Electricity Bill / PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identity Proof: Passport copy,  Voters ID card,PAN Card, Driving License
  2. Income Proof: Latest ITR
  3. Address Proof: Ration card/ Driving license / Passport Copy / Telephone Bill /Voters card / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Dhrol Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: a minimum of 2 years of employment experience and 1 year in current employment.
  4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Net profit Rs.100000 per annum for mid-sized and premium cars, Rs. 60000 per annum for standard cars.

Car Loan for Major Car Manufacturers in Dhrol


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Processing Fees & Prepayment Charges on Car Loan Dhrol

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Dhrol

Every financial institution has its criteria for CIBIL score required for processing the Car Loan application in Dhrol so that they can minimize the risk of lending to the customer. A minimum score of CIBIL of 750 or above to process your loan application is required by most institutions. Also having a good CIBIL score builds your application strong and helps to avail loans at a cheaper car loan rate of interest.

Car Loan Dhrol Contact Number

You can get a car loan in Dhrol easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Dhrol

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Dhrol

In the state of Gujarat, India, Dhrol is a city in Jamnagar district. You can visit our official site for more information on Car Loan.

Special Note: One can fulfill their money requirement with Gold Loan easily, however, Banks do not provide Car Loans to bad credit holders.

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.

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