Car Loan Dhule

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Best Banks for Car Loan in Dhule

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Dhule Features

Car loan dhuleA car loan is financing provided by banks and NBFC’s to allow you to purchase the car of your choice without hesitation. Nowadays, it is not a difficult task to avail of a car loan, as numerous products have entered the market to meet a buyer’s needs. In addition, financial institutions do have a regular car loans program that can be used to fund a used vehicle if you want to purchase a pre-owned car. Car loans come at a reasonable interest rate and require limited paperwork and have a flexible system for repayments. SO, it is the right time to fulfill your dream of owning a personal vehicle.

Car Loan Dhule Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Dhule Documents Required

  1. Residential Proof: Water Bill/ Passport ID Copy/Aadhar card/ Voter ID
  2. Identity Proof: Aadhar Card/ Driving License/ Passport Copy/ Voter ID, etc.
  3. Income Proof: Last 3 months bank statements and salary slips for a salaried individual and recent ITR files for a self-employed individual along with necessary bank statements
  4. 2 recent passport size photographs

Car Loan Dhule Eligibility Criteria

  1. A salaried employee must be paying a minimum Rs 25000 salary.
  2. The age limit for applicants for a car loan is a minimum of 21 to a maximum of 65 years
  3. A salaried employee must have worked for at least one year in the current organization.
  4. A self-employed person must have his or her company run over at least the last three years.

How to Apply for Car Loan in Dhule?

Applying for a car loan is an easy and hassle-free process. The best way to apply for a car loan is by applying online.

  1. Visit our website DialaBank.
  2. Click on Car Loans on the homepage and fill in the necessary details
  3. To approve a loan, you must submit the necessary documents to check your eligibility criteria
  4. Provide your current contact number so our managers can help you more. There is also an offline method for applying a car loan that requires the individual to physically visit the bank’s nearest branch office and execute the formalities.

Processing Fees & Prepayment Charges on Car Loan Dhule

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Dhule

One of the most important aspects that the lending institutions consider when processing a loan request is the applicant’s CIBIL score. The CIBIL score or the credit score essentially signifies an individual’s creditworthiness based on their past conduct in lending and repayment.

It is important that you clear all outstanding duties and debts to maintain a good credit score. Default in your credit score may decline your chances of having a fresh loan available in the future.

Car Loan Dhule Contact Number

To get an instant car loan you can visit our website DialaBank or call on 9878981166 to get assistance free of cost. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Dhule

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

We are offering a tool to help you understand the EMI structure. You can calculate your EMI here: Car Loan EMI Calculator

About Dhule

Dhule is a major city located within the Dhule District in the northwestern part of Maharashtra state, India referred to as West Khandesh. situated on the banks of Panzara River, Dhule is the regional headquarters of MIDC, RTO, and MTDC.

Special Note: Banks do not provide Car Loans to applicants with poor credit behavior, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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