Car Loan Dhuri

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Car Loan Dhuri

Best Banks for Car Loan in Dhuri

Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Dhuri Features

Car Loan Dhuri

Dialabank is India’s first financial helpline that provides loan services to customers who are in need to fulfil their dream of having their car. We will give you credit at the competitive rate of interest with the benefits of low processing fees and easy documentation and quick approval of loan amount. The benefit of Car Loan taking from Dialabank is that you save your time by applying online, as the process is quite simple and less documentation, and it gets approved within a day. At the same time, you can compare the different bank’s interest rates or other terms and conditions by choosing the best option available. In addition to all these, the lender also provides the loan to the bad credit holders by considering their eligibility.

Some of the features of car loan Dhuri are:

  • Easy repayment options like payment on EMIs.
  • Instantly available of the
  • The tenure period of loan varies from person to person say 1-7 years.
  • Affordable and a competitive rate of interest.
  • Minimal documentation required.
  • No extra or hidden charges

Car Loan Dhuri Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
Private Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Dhuri Documents Required

Documents required for a car loan are as followed:

For Salaried Individuals:

  • Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed Individuals:

  • Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest ITR
  • Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Car Loan Dhuri Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  • Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 3 years in business
  • Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Dhuri

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Dhuri

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Dhuri

CIBIL score plays a key role while getting the loan application processed and thereby availing a fresh loan.

If your Cibil score lies near to 750, then there are more chances for you to get quick loan approvals. Whereas, if in case, the CIBIL  score is less than 700 then your application might have to suffer. So, it is recommended to check your CIBIL score before you apply for the loan.

If you pay your EMIs in time then your Cibil score will be increased. In case you fail to repay the installment, your CIBIL score will be reduced to a certain extent. The applicant has to pay monthly EMIs according to the schedule of the respective bank.

Car Loan Dhuri Agent Contact Number

For loan queries regarding the car loan in Dhuri, reach us at Dialabank or contact us on 9878981166.

Pre Calculated EMI Table for Car Loan Palakkad

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Dhuri

About Dhuri

Dhuri is a small city in Sangrur District in the state of Punjab, India. The neighboring towns of Dhuri are Sangrur, Nabha, Barnala, and Malerkotla. The city has a total population of 55,225 of which 29,231 were males and 25,994 were females and within the age group of 0 to 6 years was 6,169.

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