Best Banks For Car Loan in Dispur
Car Loan Dispur Features
Buying a vehicle is no more a difficult task now as one can avail a Car Loan. This loan provides funds to people to pay for the vehicle. It is a better option for people who do not have the entire amount to pay for the purchase of the car.
A Car Loan is a secured loan with easy repayment options available through various banks. The total loan amount can be up to 85% of the car based on the Ex-showroom or On-road price of the vehicle. The interest rate varies from bank to bank. The car loan criteria vary upon certain factors like your income, CIBIL score, etc.
So if you are thinking of purchasing your dream car in Dispur, get an instant Car loan with DialaBank at an affordable rate of interest. Visit us at www.dialabank.com.
Car Loan Dispur Interest Rate
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
ICICI Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Kotak Car Loan
1% to 2%
IIFL Car Loan
Muthoot Car Loan
Manappauram Car Loan
PNB Car Loan
0.70% to 1%
Canara Bank Car Loan
Andhra Bank Car Loan
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Dispur Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Dispur Eligibility Criteria
The car loan eligibility requirements are as followed:
You should be at least 21 years of age to apply for a car loan. The maximum age of a person should be 65 years at the time of maturity of the loan.
For Salaried: You should be having a minimum of 2 years of employment and you should be working for at least 1 year in your current employment. The minimum annual salary required is Rs. 100000 as net annual income.
For Self Employed: You should be in the business for at least 3 years. A net profit of at least Rs. 60000 p.a. should be there for standard cars and Rs. 100000 p.a. for mid-sized and premium cars.
Car Loan for Major Car Manufacturers in DispurTABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Dispur
Cheque Bounce Chgs
Floating Rate of Interest
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Dispur
A CIBIL score of 750 and above is considered to be very good and it attracts a lower rate of interest for car loans in Dispur. However, a CIBIL score between 650 to 750 could be considered if you have a good income but a slightly higher rate of interest will be offered in that case.
If you have defaulted in your CIBIL score or the score is very low, then your application might be rejected.
The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to avail a fresh car loan.
Check your CIBIL score in your credit report for more information on the score.
Car Loan Dispur Contact Number
Customers can contact us at +91 9878981166 to get exclusive car loan deals right from your home or can apply
on our website www.dialabank.com.
Pre Calculated EMI Table for Car Loan Dispur
Car Loan EMI Calculator
Dispur is the capital of the Indian state of Assam.
Dispur, a locality of Guwahati, became the capital of Assam in 1973. This was after Shillong, the erstwhile capital became the capital of the state of Meghalaya that was carved out of Assam.
Dispur is also known for the Guwahati Tea Auction Centre. A large variety of tea is auctioned here. The center has seen the largest volume of CTC tea auction in the world.
Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.
Other Cities with the Car loan:
|Car Loan Bishnupur||Car Loan Sheikhpura|
|Car Loan Sonepur||Car Loan Sasaram|
|Car Loan Siwan||Car Loan Purnia|
|Car Loan Sheohar||Car Loan Munger|
Table of Contents
- 1 Best Banks For Car Loan in Dispur
- 2 Car Loan Dispur Features
- 3 Car Loan Dispur Interest Rate
- 4 Car Loan Dispur Documents Required
- 5 Car Loan Dispur Eligibility Criteria
- 6 Car Loan for Major Car Manufacturers in Dispur
- 7 Processing Fees & Prepayment Charges on Car Loan Dispur
- 8 CIBIL Score Required for Car Loan in Dispur
- 9 Car Loan Dispur Contact Number
- 10 Pre Calculated EMI Table for Car Loan Dispur
- 11 Car Loan EMI Calculator
- 12 About Dispur