Car Loan Etah

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Rates as low as 8.50%*
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Best Banks for Car Loan in Etah 

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Etah Features

Only a very few people, with strong bank balances, can afford to buy cars by paying in cash, but the best way of financing the purchase of cars is by grabbing a Car Loan. It is much more accessible and also involves low-Interest Rates and easy installments

A Car Loan is a protected credit with simple reimbursement choices accessible through different banks. The total amount can be up to 85% of the vehicle dependent on the Ex-showroom or On-street cost of the vehicle.

The loan cost fluctuates from bank to bank. The car loan criteria shift upon specific variables like your pay, CIBIL score, and so forth.

So if you are thinking of purchasing your dream car in Etah, get an instant Car loan with DialaBank at an affordable rate of interest. Visit us at www.dialabank.com.

car loan etah

Car Loan Etah Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Etah Documents Required

Basic documents required for loan application are as follows:

  1. Income ProofFor Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR
  2. Address Proof: PAN Card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /
  3. Identity Proof: Passport copy, PAN Card, Driving License, Voters ID card
  4. Bank Statement: Last 6 months.

Car Loan Etah Eligibility Criteria

Following points can easily explain the Eligibility criteria for a loan application:

  1. Maximum age at loan maturity: age of the applicant must be less than or 65 years
  2. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in  working business
  3. Minimum age: 21 years
  4. Minimum Annual Income: For Salaried person Rs 100000 net annual income / For Self- Employed persons Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium and SUV cars

How to Apply for Car Loan in Etah?

Apply online with Dialabank in leading banks which provides the best offers on Car Loan with additional benefits. You can also apply offline where you need to visit different banks for Car loans which may not be convenient and provide you the best option.

To apply online follow these steps:

  • Click on this link Car loan
  • Make sure you eligible and have the valid documents
  • Provide your details such as name, contact number, etc.
  • Submit to “get the best offers”

You will be informed about all the best offers on a car loan as per your eligibility, you just have to select one best offer and instant approval will be provided.

Processing Fees & Prepayment Charges on Car Loan Etah

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Etah

CIBIL score plays an important role in deciding the approval of a loan. The CIBIL score provides a clear picture of credit history and any outstanding dues standing against the applicant.The credit history is necessary to disburse the loan amount after checking the eligible CIBIL score. Normally, CIBIL scores 750 or above considered as good by many leading banks.

Car Loan Etah Contact Number

Apply online with Dialabank to get the best offers on a car loan with instant approval and extra benefits. or You can make a call on this number 9878981166

Pre Calculated EMI Table for Car Loan Etah

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Etah

Etah is a city of the Etah district in the Indian state of Uttar Pradesh. The town is situated between Ganga and Yamuna river banks. The major occupation of the people is agriculture. There are many places of interest like Mehta Park, Thandi Sadak, and Ghanta Ghar.

Special Note: Banks do not provide Car Loans to bad credit holders or defaulters, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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