Car Loan Fatehabad

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car loan fatehabadBest Banks for Car Loan in Fatehabad

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Fatehabad Features

Want to purchase your own car but don’t have the required funds for it? A car loan is what you can avail to fulfil your dream. Car Loan is a secured loan with easy repayment options available for the applicants in the form of monthly instalments. The loan amount is offered on Interest charges which vary from one lender to another respectively. You can apply for a car loan for purchasing a new car as well as a used car. So if you are thinking of purchasing your dream car, get an instant Car loan in Fatehabad with DialaBank at affordable rate of interest.

Car Loan Fatehabad Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Fatehabad Documents Required

  1. Passport copy, PAN Card, Voters ID card, Driving License or any other identity proof
  2. Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR as income proofs
  3. Ration card / Driving license / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any address proof
  4. 2 passport size photographs
  5. ITR filing of the previous 2 years for self-employed people is compulsory.

Car Loan Fatehabad Eligibility Criteria

Car loan eligibility criteria for the salaried and self-employed vary as follows:

  1. Minimum age: Applicant should be at least 21 years for salaried and 30 years for self-employed
  2. Maximum age at loan maturity: Applicant should not be more than 60 years for salaried and 65 for self-employed
  3. Minimum employment: For Salaried applicants- 1 year in current employment and a minimum of 2 years of employment / For Self Employed applicants– at least 3 years in business
  4. Minimum Annual Income: For Salaried Rs 100000 net annual income is necessary / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars are essential.

How to Apply for Car Loan in Fatehabad?

Applying for a car loan in Fatehabad is easy with DialaBank. Just visit our website and follow the following steps:

  • Click on the car loan options available in the menu of the loan on the website.
  • Fill in the required details as required, like name, location and information related to the car etc.
  • Accept the privacy policy and wait for our relationship manager to connect.
  • You will be contacted by our car loan Darjeeling Relationship manager soon to assist you further through the process.

You can also apply for a car loan offline in the city by visiting the nearest branch of banks offering car loans. But that would limit your options. You would also require to make multiple visits to the lender to get your loan approved. Thus, when you think of a car loan DialaBank is your best option available as an agent.

Processing Fees & Prepayment Charges on Car Loan Fatehabad

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Fatehabad

CIBIL score also known as credit score is what describes your creditworthiness of the past. So, it is an important aspect to consider while availing a car loan in Fatehabad. The CIBIL score required for car loans, according to their own requirements may vary from one lender to another. Most banks or NBFCs accept a CIBIL score of 750 and above to process your car loan application in the city. In case of low CIBIL score, you might also be required to pay a heavy interest rate on the amount of the car loan.

Car Loan Fatehabad Contact Number

For any queries regarding the car loan in Fatehabad, you may contact on the number 9878981166.

Pre Calculated EMI Table for Car Loan Fatehabad

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Fatehabad

Fatehabad is a town and a municipal committee in Fatehabad district in the state of Haryana, India.

Car Loan EMI Calculator

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