Car Loan Fatehgarh

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Car Loan Fatehgarh

Best Banks for Car Loan in Fatehgarh

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan fatehgarh

Car Loan Fatehgarh Features

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Buying a car from your pocket is a difficult task for the single earner of the family, but there is a saying if all of the doors are closed, there is always a ray of hope. Thus, Car Financing is the best way to attain cash in a short duration. It is a better way to arrange funds to buy the dream car with ease.

We provide car loans starting at an affordable interest rate to both self-employed as well as salaried individuals. We provide car loans on new and used cars.

Some key features of car loan in Fatehgarh are the following:

  • Easy monthly repayment options are available for you.
  • Instantly car loans available
  • Loan Tenure period varies from 1-7 years
  • There is a provision of affordable interest Rate offers to fulfill your desires.
  • There are no hidden or additional charges.

Car Loan Fatehgarh Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Fatehgarh Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Name: Passport copy, PAN Card, Voters ID card, Driving License
  2. Earning Proof: Latest 3-month salary slip with form 16
  3. House Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identification Evidence: Passport copy, PAN Card, Voters ID card, Driving License
  2. Salary Proof: Latest ITR
  3. Residence Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Fatehgarh Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in recent employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Net profit, For standard cars of Rs. 60000 per annum and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Fatehgarh

TABLE WILL APPEAR

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Processing Fees / Prepayment Charges on Car Loan in Fatehgarh

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Fatehgarh

CIBIL score reflects your credit history in the past as well as your defaults in a refund of your previous loans. A good credit score is considered as 750 and above as most of financial institutions look for a high credit score. Every bank and NBFC has a different standard for a minimum CIBIL score they require to process your Car Loan Fatehgarh. The CIBIL score of less than 750 can attract a higher car loan rate of interest.

A very low CIBIL score can lead to disapproval of your loan as it is the first thing a bank tracks before processing your loan. Your record of previous loans is taken into consideration for a Car Loan Fatehgarh. If there are any delayed payments for previous loans, it will act as an obstacle for availing of a fresh loan.

Car Loan Fatehgarh Agent Contact Number

For any queries regarding the car loan in Fatehgarh, you can call us on 9878981166.

Pre Calculated EMI Table for Car Loan Fatehgarh

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Fatehgarh

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About Fatehgarh

Fatehgarh is a cantonment town in Farrukhabad district in Uttar Pradesh state, India. It is situated on the south bank of the Ganges river. Fatehgarh is the administrative headquarters of the Farrukhabad district. Asia’s largest potato market is situated in Farrukhabad. It had a population of 2,76,581 as per the 2011 census. It spreads over a 28.86 square kilometres area.

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