Car Loan Fatehgarh

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Best Banks for Car Loan in Fatehgarh

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Car Loan Fatehgarh Features

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Buying a car from your pocket is a difficult task for the single earner of the family, but there is a saying if all of the doors are closed, there is always a ray of hope. Thus, Car Financing is the best way to attain cash in a short duration. It is a better way to arrange funds to buy the dream car with ease.

We provide car loans starting at an affordable interest rate to both self-employed as well as salaried individuals. We provide car loans on new and used cars.

Some key features of car loan in Fatehgarh are the following:

Easy monthly repayment options are available for you.
Instantly car loans available
Loan Tenure period varies from 1-7 years
There is a provision of affordable interest Rate offers to fulfill your desires.
There are no hidden or additional charges.

Car Loan Fatehgarh Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	0.01	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Fatehgarh Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

Proof of Name: Passport copy, PAN Card, Voters ID card, Driving License
Earning Proof: Latest 3-month salary slip with form 16
House Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

For Self Employed Individuals:

Identification Evidence: Passport copy, PAN Card, Voters ID card, Driving License
Salary Proof: Latest ITR
Residence Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

Car Loan Fatehgarh Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: 1 year in recent employment and a minimum of 2 years of employment
Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

Minimum age: 21 years
Maximum age at loan maturity: 65 years
Minimum employment: At least 3 years in business
Minimum Annual Income: Net profit, For standard cars of Rs. 60000 per annum and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Fatehgarh

TABLE WILL APPEAR

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Processing Fees / Prepayment Charges on Car Loan in Fatehgarh

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Car Loan in Fatehgarh

CIBIL score reflects your credit history in the past as well as your defaults in a refund of your previous loans. A good credit score is considered as 750 and above as most of financial institutions look for a high credit score. Every bank and NBFC has a different standard for a minimum CIBIL score they require to process your Car Loan Fatehgarh. The CIBIL score of less than 750 can attract a higher car loan rate of interest.

A very low CIBIL score can lead to disapproval of your loan as it is the first thing a bank tracks before processing your loan. Your record of previous loans is taken into consideration for a Car Loan Fatehgarh. If there are any delayed payments for previous loans, it will act as an obstacle for availing of a fresh loan.

Car Loan Fatehgarh Agent Contact Number

For any queries regarding the car loan in Fatehgarh, you can call us on 9878981166.

Pre Calculated EMI Table for Car Loan Fatehgarh

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Car Loan EMI Calculator Fatehgarh

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About Fatehgarh

Fatehgarh is a cantonment town in Farrukhabad district in Uttar Pradesh state, India. It is situated on the south bank of the Ganges river. Fatehgarh is the administrative headquarters of the Farrukhabad district. Asia’s largest potato market is situated in Farrukhabad. It had a population of 2,76,581 as per the 2011 census. It spreads over a 28.86 square kilometres area.