Car Loan Fatehpur

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Car Loan Fatehpur

Best Banks for Car Loan in Fatehpur

Feature HDFC Bank ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.) 7.35 % - 7.95 % 8.5 % - 9.5 % 11 %
Min Loan Amt Metro : 1 Lac & Non Metro: 75000 75000 75000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure Upto 7 Years Upto 5 Years Upto 5 Years
Processing Fee 1999 - 4999 + Tax 0.25% to 1.50% 0.25% to 1.50%
Preclosure Chgs 2%, Nil after 24 months 2%, Nil after 36 months Nil
Loan to Value (LTV) Upto 100% on Ex- showroom Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Fatahpur Features

Click here to apply for an instant car loan

Are you looking for a car loan? If yes, then your wait is over here as we at Dialabank brings you amazing offers for a car loan in Fatehpur. We provide the lowest interest rates for Car Loan Fatehpur, which you will not find anywhere else.

We offer Car loans for both Salaried and self-employed people. We offer car loans on used cars as well as new cars.

car loan is a kind of financial help provided by NBFCs and banks to fulfil the wish of having your own car. They offer necessary resources for buying a car which can be on On-Road Price or Ex-Showroom price of the car. A car loan is a secured one with easy repayment choices. The loan amount is offered on Interest charges which will vary from bank to bank. One can pay for the vehicle in small instalments.Car loan fatehpur

Car Loan Fatehpur Interest Rates

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

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Car Loan Fatehpur Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income Proof: Latest 3-month salary slip with form 16
  3. Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income Proof: Latest ITR
  3. Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Fatehpur Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Fatehpur

TABLE WILL APPEAR

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Processing Fees/ Prepayment Charges on Car Loan in Fatehpur

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan Fatehpur

A CIBIL score of 750 and above is considered to be excellent, and it attracts a lower car loan interest rate in Fatehpur. However, a CIBIL score between 650 to 750 could be taken if you have a good salary, but a slightly higher rate of interest will be offered in that case. If your CIBIL score is very low, then your car loan application might not be approved.

Most institutions prefer to give loans only to an applicant with a minimum CIBIL score of 750. The institutions not only look at the overall CIBIL score but also examine the detailed behaviour of the previous loans taken. This includes details on the loan type and the loan amount borrowed. Any late payments on any previous loans taken can act as a barricade to your availing of a fresh loan.

Check your CIBIL score in your credit report for more information on the score.

Car Loan Fatehpur Contact Number

Call us at 9878981166 to get on car loans in Fatehpur and exclusive offers on car loans.

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Pre Calculated EMI Table for Car Loan Fatehpur

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Fatehpur

About Fatehpur

Fatehpur is a city located in the state of Uttar Pradesh, India. The city is situated between the rivers Ganga and Yamuna and has been named after Babu Fateh Chandra, who helped Rani Lakshmi Bai in the freedom fight as well. The city today stands as one of the most preserved specimens of Mughal architecture in the country.

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