Car Loan Fatehpur

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Best Banks for Car Loan in Fatehpur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Fatehpur Features

car loan FatehpurThinking of purchasing your first car? Facing a shortage of cash? No need to worry now. Car Loan is the easiest and most convenient way to finance your car at an affordable rate of interests and require minimum hassle-free documentation. The eligibility criteria aren’t also stringent as compared to the other loans in the market. If an individual has a stable source of income and fulfill the requirement of necessary documents, then the banks and NBFCs provide car loans easily in Fatehpur without any hassle. Just visit our website and get best offers on car loan throughout the country.

Car Loan Fatehpur Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Fatehpur Documents Required

  1. 2 recent passport size coloured photographs
  2. Identity Proof: in the form of Aadhar Card/ Driving License/ Passport Copy, etc.
  3. Address Proof: in the form of Water Bill/ Telephone bill/ Voter ID/ Passport Copy
  4. Income Proof: Previous 3 months bank statements and salary slips for a salaried individual and recent ITR files for a self-employed individual are essentially required

Car Loan Fatehpur Eligibility Criteria

  1. The age limit for a car loan in Fatehpur is 21 to 65 years
  2.  An employed individual must have a salary of Rs 25000 and above.
  3. A Self-employed individual must have an operating business from last 3 years.
  4. A salaried employee must be working in the current organization for a minimum of a year.

How to Apply for Car Loan in Fatehpur?

Nowadays, it is pretty simple to avail a car loan in Fatehpur online as it saves you time as well as a physical inconvenience:

  1. Visit our website DialaBank to apply for a car loan in just a few simple steps
  2. Select Car Loans on the homepage of our website.
  3. Fill an online application form and provide all the necessary details and documents to aid checking for your eligibility by our experts
  4. Provide your current contact number so that our executives can get in touch with you for further assistance regarding your loan application.

If you wish to opt for the offline method, you can do so by physically visiting the nearest branch office of the lender whether bank or NBFC and filling up the application form. Thereafter, the relationship manager can assist you in the further procedure.

Processing Fees & Prepayment Charges on Car Loan Fatehpur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Fatehpur

CIBIL score is one of the most important criteria based on which the banks and NBFCs approve your car loan. The minimum requirement of a CIBIL score for availing a car loan in Fatehpur is different for every lending institution. Mostly, a score of 750 and above makes the getting loan easier as it is considered a good credit score.

It is also important that one should clear all the pending dues and debts of the previously held loans in order to maintain a good credit score. Default in your credit score will create hindrance for any future loan process.

Car Loan Fatehpur Contact Number

To get an instant car loan in Fatehpur you can visit DialaBank or call on 9878981166 to get personalized assistance.

Pre Calculated EMI Table for Car Loan Fatehpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Fatehpur

Fatehpur is a city located in the state of Uttar Pradesh, India. The city is situated between the rivers Ganga and Yamuna and has been named after Babu Fateh Chandra who helped Rani Lakshmi Bai in freedom fight as well. The city today stands as one of the most preserved specimens of Mughal architecture in the country.

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