Car Loan Ghazipur

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Car Loan Ghazipur

Best Banks for Car Loan in Ghazipur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Ghazipur Features

Looking to buy a new car? then don’t wait, select the required car. We will provide the car loan. Just visit Dialabank and apply for the loan. You will receive a loan with a good rate of interest. Now just get a car loan with a good CIBIL score and minimum documents. By submitting all those we can get the loan at a good rate of interest. You can repay the loan by EMIs so there will not be any effect for the monthly budget.

Car Loan Ghazipur Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Ghazipur Documents Required

Documents required for car loan are as followed:

For salaried:

  • Passport copy, PAN Card, Voters ID card, Driving License are required.
  • For Salaried- Latest 3-month salary slip with form 16
  • Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
  •  The last 6 months bank statement is required.
  • 2 passport size photos are needed.

For self-employed:

  • Passport copy, PAN Card, Voters ID card, Driving License are required.
  • For Salaried- Latest Income tax returns required.
  • Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
  •  The last 6 months bank statement is required.
  • 2 passport size photos are needed.

Car Loan Ghazipur Eligibility Criteria

The car loan eligibility requirements are as followed:

For salaried:

  • Firstly, the monthly income of the applicant should be Rs. 18k minimum.
  • Secondly, the minimum applicant age  21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
  • Thirdly, He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount he borrows.
  • Besides that,  the applicant must have secure employment working the current job status of one year as well as regular income in the account.
  • More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
  • Besides that, the borrower should have some source of income.
  • After that, the borrower must be an Indian citizen.
  • After that, the borrower should be from two years in employment as well as from 1 year in the same company.
  • Finally, CIBIL scores of the borrower should be more than 750.

For self-employed:

  • Firstly, the monthly income of the applicant should be Rs. 18k minimum.
  • Secondly, the minimum applicant age  21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
  • Thirdly, He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount he borrows.
  • More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
  • Besides that, the borrower should have some source of income.
  • After that, the borrower must be an Indian citizen.
  • Moreover, the borrower should be in the business for two years.
  • Finally, CIBIL scores of the borrower should be more than 750.

Car Loan for Major Car Manufacturers in Ghazipur

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees & Prepayment Charges on Car Loan Ghazipur

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Ghazipur

CIBIL score plays a key role while getting the loan. If your CIBIL score is between 750-900. You will get the quick loan approvals. If the CIBIL score is less than 700 then your application will be pending. Moreover, check your CIBIL score before you apply for the loan. If you do not repay your EMI your Cibil score will be reduced. The applicant has to pay monthly EMIs according to there schedule of the bank.

Car Loan Ghazipur Contact Number

For instant help and any more queries, you can call 9878981166.

Pre Calculated EMI Table for Car Loan Ghazipur

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

Apply for a Car Loan

About Ghazipur

Ghazipur is a city in the state of Uttar Pradesh, India. Ghazipur city is the administrative headquarters of the Ghazipur district, one of the four districts that form the Varanasi division of Uttar Pradesh.

car loan

FAQs about Car Loan Ghazipur

✅ Can I get a loan to purchase a used car in Ghazipur?

Yes, you have to use your credit history and previous arrangement with the prospective bank or any other lender in Ghazipur to negotiate the interest rate on your car loan. Regularly paying your past loans/credit cards EMI with your prospective bank or any other lender will help you get a car loan with a lower interest rate.

✅ What is the typical tenure of a car loan in Ghazipur?

A car loan can last anywhere between one to five years. The higher the EMI, the shorter your loan term, and the opposite is valid for longer car loan terms. Currently, only limited lenders are offering car loans on terms of up to seven years in Ghazipur.

✅ Do I need a loan guarantor or co-borrower in Ghazipur?

If you are unable to meet the lending institution’s eligibility standard, such as monthly salary, age, or credit score, a loan guarantor or co-borrower is required. You can even apply for a car loan of your own.

Other Cities For Car Loan In Uttar Pradesh

Car Loan Firozabad Car Loan Etawah
Car Loan Fatehgarh Car Loan Dhampur
Car Loan Faizabad Car Loan Deoria
Car Loan Etah Car Loan Dadri