Car Loan Godhra

Best Banks for Car Loan in Godhra

Car Loan Godhra Features

 With lower interest rates and repayment tenure of up to 7 years, you can find the easiest Car loan as per your needs with the help of dialabank. Save your precious time. There is no need for frequent visits to any bank. We will assist you in getting the Best Loan to buy your dream car. You can take the loan amount for 80 percent of the Ex-showroom or on-road price of the car.

A car loan is a financial help provided by banks and NBFC’s to fulfill your dream of having your car. They provide necessary funding for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. A car loan is a secured loan with easy repayment options. The loan amount is offered on Interest charges which vary from bank to bank. One can pay for the vehicle in easy installments.

To avail the most suitable car loans in Godhra Apply Here or visit us at Dialabank.

Car Loan Godhra Interest Rate

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To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Godhra Documents Required

Documents required for car loan are as followed:

For Salaried Employee

1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest 3-month salary slip of the applicant with form 16
3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

For Self-Employed

1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest ITR of the applicant’s firm is mandatory to submit to the bank
3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: submission of the last 6 month’s statement.

Car Loan Godhra Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Employee

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3.  One year in current employment and a minimum of two years of employment  
4. Minimum Annual Income: Rs 100000 net annual income 

For Self-Employed 

1. Minimum age: 21 years
2. Maximum age at loan maturity: 65 years
3.  At least 3 years in business
4. Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Godhara

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Processing Fees & Prepayment Charges on Car Loan Godhra

CIBIL Score Required for Car Loan in Godhra

You can check your CIBIL report to verify your credit score. The general range of score is from 300 to 900 but a score of 750 or more can get you a low-interest rate. However, the interest rate for a score of 650 to 750 may provide a high-interest rate. If you have defaulted in your CIBIL report, or have a very low score, your application might face rejection.

The CIBIL score is based on your payment history across loans and credit cards. Maintain your CIBIL score to save more money.

Car Loan Godhra Contact Number

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Customers can contact us at 9878981166 to get exclusive car loan deals right from your home or can apply

on our website Dialabank.

Pre Calculated EMI Table for Car Loan Godhra

About Godhra

Godhra is a road and rail junction and a commercial center for timber and agricultural produce. Industries include oil seed pressing, flour milling, and glass manufacture. Godhra is connected to all major towns of Gujarat by public transportation services operated by GSRTC. Godhra is the Railway Junction that connects Godhra with different parts of the state and nation.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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