Car Loan Gohana

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Car Loan Gohana

Best Banks for Car Loan in Gohana

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan gohana

Car Loan Gohana Features

Buying a car from your pocket is a difficult task, but there is a saying if all of the doors are shut, there is always hope. Thus, Car Funding is the best way to attain cash in a short time. It is a better way to arrange funds to buy the dream car with ease.

We offer car loan starting at an attractive rate of interest to both self-employed and salaried individuals. We offer car loans whether the car is new or used.

Some key features of car loans in Gohana are the following:

  • Easy monthly repayment options are accessible for you.
  • Instantly car loans available
  • Loan Tenure duration ranges from 1-7 years
  • There is a provision of affordable interest Rate offers to fulfill your needs.
  • There are no hidden or additional charges.

Car Loan Gohana Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Gohana Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Self: Passport copy, PAN Card, Voters ID card, Driving License
  2. Salary Proof: Latest 3-month salary slip with form 16
  3. Accommodation Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Proof of Self: Passport copy, PAN Card, Voters ID card, Driving License
  2. Proof of Salary: Latest ITR
  3. Proof of Accommodation: Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Gohana Eligibility Criteria

The car loan eligibility requirements are given as follows:

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in the current job and a minimum of 2 years of job
  4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Net profit for standard cars of Rs. 60000 per annum and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Gohana

TABLE WILL APPEAR

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Processing Fees / Prepayment Charges on Car Loan in Gohana

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Gohana

CIBIL score gives an idea about your credit history in the past and your defaults in the refund of the previous loans that you have taken. A good credit score is considered as 750 and above as most financial institutions check for a higher credit score. Every NBFC and bank has different criteria for a minimum CIBIL score they require for the processing of your Car Loan Gohana. A Lower CIBIL score than 750 can attract a higher interest rate.

A very low CIBIL score can result in rejection of your loan as it is the first thing a bank tracks before processing your car loan. Your history of previous loans is taken into consideration for a car loan. If there are any late payments for previously taken loans, it will create a barrier for the availing of a fresh loan.

Car Loan Gohana Agent Contact Number

Apply online with Dialabank and avail of the best offers on a car loan with instant approval and extra benefits, or you can contact this number for any information regarding a car loan in Gohana 9878981166.

Our customer care executive provides you with guidance and assistance to solve your queries without any charges.

Pre Calculated EMI Table for Car Loan Gohana

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Gohana

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About Gohana

Gohana is a city and municipal council in the Sonipat district in Haryana state, India. According to the 2011 census, it had a population of 121,637.

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