Car Loan Golewala

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All About Car Loan Golewala

Car Loan GolewalaYou want to buy a car and don’t have enough funds then apply for a car loan on Dialabank. It is a first financial helpline, which is providing a loan to customers from different banks at a very competitive rate of interest along with various schemes and offers and easy availability of loan amount.

Why should one choose Car Loan Golewala?

1.    Easy repayment options like payment on EMIs.

2.    Instantly available of the loan amount.

3.    Tenure period varies from person to person say 1-7 years.

4.    Affordable and a competitive rate of interest.

5.    Minimal documentation required.

6.    No extra or hidden charges.

Car Loan Golewala Interest Rates

New Car Loan

Loan Amount

Interest Rate

Less than 3 lacs

10.60%

3 – 6 lacs

9.50%

6 – 10 lacs

9.35%

10 – 20 lacs

9.10%

more than 20 lacs

8.85%

 

Used Car Loan

Loan Amount

Tenure for less than 23 Months

Tenure for less than 3 Months

less than 3 Lacs

15.00%

15.50%

 3 – 6 Lacs

14.50%

15.00%

6 – 10 Lacs

13.50%

14.00%

10 – 20 Lacs

13.00%

13.50%

more than 20 Lacs

12.75%

13.25%

 

Eligibility Criteria for Car Loan Golewala

Minimum Age of the applicant is 21 years.

Maximum Age at loan maturityis for 65 years.

Minimum Employment:

For Salaried Applicant – Minimum 1 year in current employment and two years of employment.

For Self-employed Applicant – Atleast three years in the business.

Minimum Annual Income:

For Salaried Applicant – A net annual income of Rs 1, 00,000/-

For Self-employed Applicant – Net profit is Rs 60,000 p.a for standard cars and Rs.1, 00,000 p.a. for mid-sized and premium cars.

Documents Required for Car Loan Golewala

Proof of Identity: Passport copy, PAN card, Voters ID card, Driving license, Aadhaar card.

Income Proof: For Salaried applicant latest salary slip and for Self- employed latest ITR.

Address Proof: Ration card, Driving license, Voters card, Passport Copy, Telephone Bill, Electricity Bill, Life Insurance Policy, PAN Card, Aadhar card.

Bank Statement: Last six months.

Fee & Charges for Car Loan Golewala

Processing fees:

The loan amount less than 20 lacs is Rs 1750/-

And for more than or equal to 20 lacs is Rs 2250/-

For all, Rs 300/-

Stamp Duty Charges: At Actual.

Loan Reschedulement Charges: Rs 1000/-

Why should you choose Dialabank for a car loan?

  1. Dialabank offers you a car at a lower rate of interest and with minimum documentation.
  2. Dialabank is an Indian first Financial Helpline where the company provides price comparison with different Banks.
  3. Dialabank Car Loan is a convenient scheme that allows a person to bring a vehicle at home.
  4. Dialabank offers car loans up to 100% ex-showroom price of the car, and up to 7 years tenure.
  5. Apply now on our official website dialabank for instant approval and faster processing of your car loan.

Benefits of a Car Loan Golewala

  1. Up to 95% funding available for a new car and 85% for used cars.
  2. Interest is calculated based on compound interest.
  3. Equated Monthly Installment for repayment of the loan amount.
  4. Early settlement of the loan amount subject to pre-payment penalty.

How to apply for Car Loan Golewala?

  1. Visit dialabank website.
  2. Go to the loan section and select auto loan followed by car loan link.
  3. The applicant will be directed to all the details of the car loan where they can choose their preferred city.

About Golewala

Golewala is a village in tehsil Faridkot of the district Faridkot in Punjab State, India. It is very beneficial for an individual to take Loan from Dialabank, all you have to do is to visit dialabank website.

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