Car Loan Gonda

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Car Loan Gonda

Best Banks for Car Loan in Gonda

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Gonda Features

As the development of our country speeds up, so does the development of roads. This increases the desire to have a personal means of travel, but paying out of your pocket isn’t always a viable option. This is where car loans help you. Dialabank assists you to acquire a car loan easily and on your terms for brand-new and second-hand cars, ex-showroom and on-road prices. The features of car loans in Gonda are as follows:

  • Car loans are available at low interest rates
  • Almost all central banks and NBFCs offer car loans in Gonda
  • The documentation process is quick and hassle-free
  • Car loans are readily available through DialaBank
Car Loan Gonda

Car Loan in Karanjia

Car Loan Gonda Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Gonda Documents Required

The essential documents required to get a car loan approved in Gonda are :

For salaried:

  • Identity Proof such as your passport copy, PAN card, voters ID card, driving license
  • Income proof which, for Salaried employees includes the latest 3-month salary slip with form 16
  • It also requires address proof, any one thing among your ration card/driving license/voters card/passport copy/telephone bill/electricity bill/life insurance policy, or your PAN card.
  • Lastly, your bank statements from the last 6 months will be required.

For self-employed:

  • Identity Proof such as your passport copy, PAN card, voters ID card, driving license
  • Income proof -the latest ITR proof.
  • It also requires address proof, any one thing among your ration card/driving license/voters card/passport copy/telephone bill/electricity bill/life insurance policy, or your PAN card.
  • Lastly, your bank statements from the last 6 months will be required.

Car Loan Gonda Eligibility Criteria

The car loan eligibility requirements are as followed in Gonda include:

For salaried:

  • The minimum age, which should be 21 years for salaried individuals while the maximum age at loan maturity should be 60 years
  • The minimum employment period for a salaried individual should be 1 year in current employment and a minimum of 2 years of total employment
  • The minimum annual income for salaried employees should be Rs 100000

For self-employed:

  • The minimum age should be 30 years, while the maximum age at loan maturity should be 65 for self-employed individuals.
  • It should be at least 3 years in business.
  •  The net profit should be Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars.

Car Loan for Major Car Manufacturers in Gonda

TABLE WILL APPEAR

Apply for a Car Loan

Processing Fees & Prepayment Charges on Car Loan Gonda

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Gonda

The CIBIL score is your ability to pay off your credits and is based on your credit history. It defines whether you are a trustworthy applicant or not. A higher Credit score means good credit history and makes your car loan application process smooth and facile, while a lower score can charge you higher car loan interest rates.

Mainly, banks and NBFCs consider a credit score of 750 and above as an excellent score to approve your loan application process in Gonda. However, this score may again vary from bank to bank.

Car Loan Gonda Contact Number

In case of queries regarding car loans in Gonda, you may contact the number 9878981166 for the best guidance!

Pre Calculated EMI Table for Car Loan Gonda

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

Apply for a Car Loan

Other Cities For Car Loan In Uttar Pradesh

Car Loan Firozabad
Car Loan Fatehgarh
Car Loan Faizabad
Car Loan Etah