Best Banks for Car Loan in Gorakhpur
Car Loan Gorakhpur Features
A car loan Gorakhpur offers you a car loan at the best interest rates in the market which is provided by India’s first financial service provider online Dialabank.
You will get the best service from the Dialabank if you avail of a car loan Gorakhpur from it and also the loan process is not long. The tenure of the car loan Gorakhpur repayment is also from 1 to 5 years.
So do not wait to get your dream of getting a car and apply now with Dialabank now for car loans Gorakhpur.
Car Loan Gorakhpur Interest Rate
Bank | Processing Fee |
Prepayment Charges
|
HDFC Bank Car Loan | (1999 - 4999) + Tax |
2%, Nil foreclosure charges after 24 months
|
Axis Bank Car Loan | 1 % to 2.50% | Nil |
Private Bank Car Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 36 months
|
SBI Car Loan | 500/- to 0.50% | Nil |
Kotak Car Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Car Loan | Nil | Nil |
Muthoot Car Loan | Nil | Nil |
Manappauram Car Loan | Nil | Nil |
PNB Car Loan | 0.70% to 1% | Nil |
Canara Bank Car Loan | 0.01 | Nil |
Andhra Bank Car Loan | Nil | Nil |
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Gorakhpur Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Address Proof: Telephone Bill / Electricity Bill / Ration card / Driving license / Voters card / Passport Copy / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest Income Tax Return
- Address Proof: Electricity Bill / Life Insurance Policy / PAN Card / Ration card / Driving license / Voters card / Passport Copy / Telephone Bill
- Bank Statement: Last 6 months.
Car Loan Gorakhpur Eligibility Criteria
The car loan eligibility requirements are as followed in Gorakhpur:
For Salaried Individuals:
- Minimum age: 21 years
- Minimum employment: 1 year in the current place of work and 2 years of total employment.
- Minimum Annual Income: Rs 100000 net annual income.
- Maximum age at loan maturity: 65 years
For Self Employed Individuals:
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: A minimum of 3 years in business.
- Minimum Annual Income: Net profit of Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
How to Apply for Car Loan in Gorakhpur?
Availing a car loan Gorakhpur is an easy process with Dialabank. Just follow some steps to avail the best offers:
- Visit our website and click on the car loan option available on the menu. Fill in the details regarding the car type and your income. Our relationship manager will soon get in touch with you on your provided number.
- You may also contact our relationship managers on the number +919878981166 in case of any queries regarding the loan.
- For availing a car loan offline you will have to visit the branch personally, which might turn hectic for you. So we advise you to do it online!
Car Loan for Major Car Manufacturers in Gorakhpur
TABLE WILL APPEARProcessing Fees & Prepayment Charges on Car Loan Gorakhpur
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Gorakhpur
You need to have a good credit report and also need to have a stable good income source along with a CIBIL score of 750 and above to get a car loan at a low-interest rate else you have to pay a higher car loan interest rate.
Apply for a Car LoanCar Loan Gorakhpur Contact Number
Dial us up at +919878981166 to get more information about car loans at Gorakhpur and we will give you the best advice to help you fulfill your dream easily, quickly and efficiently.
Pre Calculated EMI Table for Car Loan Gorakhpur
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Gorakhpur
Gorakhpur is a city along the banks of the beautiful Rapti river in the north-eastern part of the Purvanchal region of the Indian state of Uttar Pradesh. It is situated 273 kilometers north-east of the Uttar Pradesh capital Lucknow.
Apply for a Car LoanCar Loan EMI Calculator
Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.
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