Car Loan Gorakhpur

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Best Banks for Car Loan in Gorakhpur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Gorakhpur Features

car loan gorakhpur

A car loan Gorakhpur offers you a car loan at the best interest rates in the market which is provided by India’s first financial service provider online dialabank. You will get the best service from the dialabank if you avail of a car loan Gorakhpur from it and also the loan process is not long. The tenure of the car loan Gorakhpur repayment is also from 1 to 5 years. So do not wait to get your dream of getting a car and apply now with dialabank now for car loans Gorakhpur.

Car Loan Gorakhpur Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Gorakhpur Documents Required

  1. Identity Proof for car loan Gorakhpur document to be required by the bank: Passport copy, PAN Card, Voters ID card, Driving License of the person applying for the loan.
  2. Income ProofFor Salaried for car loan Gorakhpur document to be required by the bank– Latest 3-month salary slip with form 16 of the person applying for the loan.
  3.  For Self Employed for car loan Gorakhpur document to be required by the bank- Latest Income Tax Report of the person applying for the loan.
  4. Address Proof for car loan Gorakhpur document to be required by the bank: Ration card/Driving license/Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card of the person applying for the loan.
  5. Bank Statement for car loan Gorakhpur document to be required by the bank: Last six months bank statement of the person applying for the loan.

Car Loan Gorakhpur Eligibility Criteria

  1. The minimum age for car loan eligibility to be required by the bank: 21 years old for a car loan Gorakhpur
  2. Maximum age at loan maturity for car loan eligibility to be required by the bank: 65 years old
  3. for a car loan Gorakhpur
  4. Minimum employment for car loan eligibility to be required by the bank: For Salaried: 1 year in current employment and a minimum of 2 years of employment
  5. for a car loan Gorakhpur
  6. For Self Employed for car loan eligibility to be required by the bank: at least 3 years in business
  7. for a car loan Gorakhpur
  8. Minimum Annual Income for car loan eligibility to be required by the bank: For Salaried Rs 1lakh and above the net annual income
  9. for a car loan Gorakhpur
  10. For Self- Employed for car loan eligibility to be required by the bank: Net profit Rs. 60 thousand p.a for standard cars and Rs.1 lakh per annum for mid-sized and premium cars
  11. for a car loan Gorakhpur

How to Apply for Car Loan in Gorakhpur?

  1. Visit our website www.dialabank.com from your browser either from a mobile or your desktop to quickly and easily apply for a car loan Gorakhpur.
  2. Go to the loan section on the page and click on the car loan link to quickly and easily apply for a car loan Gorakhpur.
  3. The applicant will be directed to all the details of the car loan where they can choose their preferred city, according to their needs to quickly and easily apply for a car loan Gorakhpur.
  4. For more information on a car loan Gorakhpur and free guidance, you may call on 9878981166 to quickly and easily apply for a car loan Gorakhpur.

Processing Fees & Prepayment Charges on Car Loan Gorakhpur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Gorakhpur

You need to have a good credit report and also need to have a stable good income source along with a Credit score of 750 and above to get a car loan at a low-interest rate else you have to pay a higher interest rate.

Car Loan Gorakhpur Contact Number

You can get a car loan Gorakhpur easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Gorakhpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Gorakhpur

Gorakhpur is a city along the banks of the beautiful Rapti river in the north-eastern part of the Purvanchal region of the Indian state of Uttar Pradesh. It is situated 273 kilometers north-east of the Uttar Pradesh capital Lucknow.

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

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