Car Loan Gumla

Best Banks for Car Loan in Gumla

Car Loan Gumla Features

As the development of our country speeds up, so does the development of roads. This increases the desire to have personal means of travel, but paying out of one’s pocket isn’t always a viable option. This is where car loans help you. Dialabank assists you to acquire a car loan easily and on your terms,both brand-new and second-hand cars, and for both ex-showroom and on-road prices. The features of car loans in Gumla are as follows:

• Car loans are available at low-interest rates
• Almost all major banks and NBFCs offer car loans in Gumla
• The documentation process is quick and hassle-free
• Car loans are easily available through DialaBank

Car Loan Gumla Interest Rate

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Gumla Documents Required

Documents required for car loan are as followed:

For Salaried Employee

1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: Latest 3-months salary slip with form 16
3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

For Self Employed

1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
2. Income Proof: The Latest ITR proof of the applicant
3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
4. Bank Statement: Last 6 months.

Car Loan Gumla Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Employees

• The minimum age, which should be 21 years for the applicant
• The maximum age at loan maturity should be 60 and 65 years
• The minimum employment period  should be 1 year in current employment and a minimum of 2 years of total employment
• Lastly, the minimum annual income should be Rs 100000 net annual income.

For Self Employed

• 30 years in case of a self-employed while the maximum age at loan maturity should be 60 and 65 years.
• The minimum employment period should be at least 3 years in business.
• Lastly, the minimum annual income net profit should be Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars.

Car Loan for Major Car Manufacturers in Gumla

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Processing Fees & Prepayment Charges on Car Loan Gumla

CIBIL Score Required for Car Loan in Gumla

The CIBIL score is referred to as your ability to pay off your credits. A higher Credit score means good credit history and makes your car loan application process smooth and facile, while a lower score can charge you higher interest rates. Mostly, banks and NBFCs consider a credit score of 750 and above as a good score to approve your loan application process in Gumla. This score may again vary from bank to bank.

Car Loan Gumla Contact Number

In case of queries regarding the car loan in Gumla, you may contact the number 9878981166 for the best guidance. And for further information, you can also visit our website at Dialabank.

Pre Calculated EMI Table for Car Loan Gumla

About Gumla

Gumla is located in Jharkhand. It is blessed with many tourist attractions such as the Palkot Fort, temple villages such as Anjan, Hapamuni, and the Jagannath temple and many more. Its population is around 10.3 lakhs.

Car Loan EMI Calculator

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