Car Loan Habra

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Rates as low as 8.50%*
Up to 100% Funding
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Best Banks for Car Loan in Habra

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Habra Features

Seeking a dream of purchasing your own car?  But don’t have enough money? Don’t worry. Dialabank financial services help customers to compare, analyze and choose best possible loans.

Car loans are provided by banks and NBFC’s for both ex-showroom and on-road prices and for both brand new and second-hand cars. You can easily get car loans in Morigaon tailor-made for you, by choosing the tenure of the loan yourself! Some of the other features you can get access to are:

  • Car loans are available at low-interest rates
  • Almost all major banks and NBFCs offer car loans in Morigaon in your vicinity
  • The documentation process is quick, efficient and hassle-free
  • Car loans are easily available through DialaBank

Car Loan Habra Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Habra Documents Required

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License of the applicant
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 of the applicant
  3.  For Self Employed- Latest Income Tax Report of the applicant
  4. Any Address Proof
  5. Bank Statement: Last 6 months original and photocopies of bank statement of the applicant.

Car Loan Habra Eligibility Criteria

  1. Minimum age: 21 years old
  2. Maximum age at loan maturity: 65 years old
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment
  4. For Self Employed– at least 3 years in business
  5. Minimum Annual Income: For Salaried Rs 1 lakh net annual income
  6. For Self- Employed Net profit Rs. sixty thousand p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars

How to Apply for Car Loan in Habra?

  1. Visit our website www.dialabank.com from your browser.
  2. Now visit the loan section on the page and click on the car loan link available.
  3. The applicant will then be required to fill in all the details of the car loan where they can choose their preferred city, according to their needs.
  4. For more information on car loans and free guidance, you may call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Habra

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Habra

Every lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Habra so that they can minimize the risk of lending to you and also if your CIBIL score is high you get an interest rate at a much lower interest rate than others. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. Also having a good CIBIL score helps to loans at a cheaper rate of interest.

The institutions don’t just check the overall CIBIL score but even the detailed behaviour on the previous loans taken and paid. This includes details on the type of loans availed and the sum borrowed.

Car Loan Habra Contact Number

If you have any queries regarding the car loan in Habra, feel free to contact us on the number 9878981166 for assistance.

Pre Calculated EMI Table for Car Loan Habra

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Habra

Car Loan Habra

Habra is a city and a municipality under Barasat Sadar subdivision in North 24 Parganas district of the Indian state of West Bengal. It is situated on the Jessore Road between Kolkata and the Bangladesh border at Petrapole. Its location makes it an important town for the export and import of goods between India and Bangladesh.

As per the 2011 Census of India, Habra had a total population of 147,221.

Car Loan EMI Calculator

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