Car Loan Hailakandi

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Car Loan Hailakandi

Best Banks for Car Loan in Hailakandi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Hailakandi Features

car loan HailakandiDon’t wait to buy a new car! select the car and then apply for a car loan in Dialabank you can easily get the car loan with a low car loan interest rate. for buying the car is a heavy decision in every family. mainly in the middle-class families it is the biggest event for them. So Don’t miss the chance of buying the car. if you are financially weak, Dialabank will help you in getting the loan.

Car Loan Hailakandi Interest Rate

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Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Hailakandi Documents Required

Documents required for car loan are as followed:

For Salaried Employee

  1.  Passport copy, PAN Card, Voters ID card, Driving License are required.
  2. The Latest 3-month salary slip with form 16
  3. Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
  4.  The last 6 months’ bank statement is required.

For Self Employed

  1.  Passport copy, PAN Card, Voters ID card, Driving License are required.
  2. The Latest Income tax returns are required.
  3. Ration card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy is required to apply for the loan.
  4.  The last 6 months’ bank statement is required.

Car Loan Hailakandi Eligibility Criteria

The car loan eligibility criteria requirements are as followed in Hailakandi:

For Salaried Employee

  1.  The minimum age of the applicant to apply for the loan is 21 years.
  2. The maximum age of the applicant to apply for the loan maturity is 65 years.
  3. For Salaried the annual income should get more than Rs.3lakhs and also for the standard cars, the applicant should get more than 3 lakhs of income.

For Self Employed

  1. The minimum age of the applicant to apply for the loan is 21 years.
  2. The maximum age of the applicant to apply for the loan maturity is 65 years.
  3. For self-employed the net annual income should be more than 4 lakhs also for the standard cars, the applicant should have more than 3 lakhs of income. The applicant should provide ITR files.

Car Loan for Major Manufacturers in Hailakandi

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TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Hailakandi

check here for the processing Fees and Prepayment charges on a car loan.

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Hailakandi

CIBIL score plays a key role while getting the loan. if your Cibil score is between 750-900. then you will get the quick car loan approval. if the Cibil score is less than 700 then your application will be pending. so, check your Cibil score before you apply for the loan. if you pay your EMIs in time then your Cibil score will be increased.

Car Loan Hailakandi Contact Number

For instant help and any more queries  regarding Car loan in Hailakandi, you can call 9878981166. Or you can also visit Dialabank.

Pre Calculated EMI Table for Car Loan Hailakandi

check here of Pre calculated EMI table for a car loan.

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Hailakandi

Hailakandi is one of the districts in the Indian states of Assam. this is one of the oldest subdivisions in the state. Sylheti is the regional language used in Hailakandi. Hailakandi has a population of over six lakh.

Car Loan EMI Calculator

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Repaying the loans in EMIs will not affect our monthly budget. as well as paying in time will increase our CIBIL score in Hailakandi.

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