Car Loan Haldia

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Rates as low as 8.50%*
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Best Banks for Car Loan in Haldia

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Haldia Features

Car loan haldiaNeed to buy a new car? Facing a shortage of cash? No need to worry now. Car Loan, it is the easiest and most convenient way to finance your car at affordable interest rates and the minimum documentation required. Compared to the other loans, the eligibility requirements are also not stringent. If an person has a secure source of income and documentation that are required, then banks and NBFCs can easily provide car loans without any hassle.

Car Loan Haldia Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Haldia Documents Required

  1. 2 recent passport size photographs
  2. Identity Proof: Aadhar Card/ Driving License/ Passport Copy, etc.
  3. Address Proof: Water Bill/ Telephone bill/ Voter ID/ Passport Copy
  4. Income Proof: Previous 3 months bank statements and salary slips for a salaried individual and recent ITR files for a self-employed individual

Car Loan Haldia Eligibility Criteria

  1. The age limit for a car loan is 21 to 65 years
  2.  An employed individual must have a minimum salary of Rs 25000.
  3. A Self-employed individual must have their business running from at least the past three years.
  4. A salaried employee must be working in the current organization for at least a year.

How to Apply for Car Loan in Haldia?

Nowadays, it is pretty simple to avail a car loan online as it saves you time as well as physical inconvenience

  1. Visit our website DialaBank to apply for a loan in just a few simple steps
  2. Select Car Loans on the homepage.
  3. Fill an online application form and provide all the necessary details and documents to check for eligibility
  4. Provide your current contact number so that our executives can get in touch with you for further assistance.

If you wish to opt for the offline method, you can do so by physically visiting the nearest branch office of the lender and filling up the application form. Thereafter, the relationship manager will assist you in the further procedure.

Processing Fees & Prepayment Charges on Car Loan Haldia

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Haldia

CIBIL score is an important criterion on which banks and NBFCs approve any customer’s car loan. For each lending institution the minimum requirement of a CIBIL score for a car loan is different. A score above 800 is generally considered decent for any person to apply for a car loan.

It is important that one should clear all the pending dues and debts in order to maintain a good credit score. Default in your credit score may hinder your opportunities for availing a fresh loan in the future.

Car Loan Haldia Contact Number

To get an easy and instant car loan you can visit DialaBank or call on 9878981166 to get personalized assistance. Our relationship managers are well trained and will assist you in the best ever way possible in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Haldia

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Haldia

Haldia is a commercial port city in the Purba Medinipur district inside the Indian state of West Bengal. it is a primary river port and industrial belt positioned about 125 kilometers southwest of Kolkata near the mouth of the Hooghly River, one of the distributaries of the Ganges. The Haldia Township is bordered via the Haldi River an offshoot of the Ganges River. Haldia is a center for plenty of petrochemical groups and is being advanced as a primary change port for Kolkata.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

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