Best Banks for Car Loan in Hamirpur
Car Loan Hamirpur Features
A car loan is a financial help provided by banks and NBFC’s to fulfil your dream of having your own car. They provide necessary funding for purchasing a car which can be on Ex-Showroom Price or On-Road Price of the car. Car Loan is a secured loan with easy repayment options. The loan amount is offered on Interest charges which vary from bank to bank. One can pay for the vehicle in easy instalments.
Car Loan Hamirpur Interest Rate
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
ICICI Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Kotak Car Loan
1% to 2%
IIFL Car Loan
Muthoot Car Loan
Manappauram Car Loan
PNB Car Loan
0.70% to 1%
Canara Bank Car Loan
Andhra Bank Car Loan
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Hamirpur Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: Latest ITR
- Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Hamirpur Eligibility Criteria
The car loan eligibility requirements are as followed:
You should be at least 21 years of age to apply for a car loan. The maximum age of a person should be 65 years at the time of maturity of the loan.
For Salaried: You should be having a minimum of 2 years of employment and you should be working for at least 1 year in your current employment. The minimum annual salary required is Rs. 100000 as net annual income.
For Self Employed: You should be in the business for at least 3 years. A net profit of at least Rs. 60000 p.a. should be there for standard cars and Rs. 100000 p.a. for mid-sized and premium cars.
Car Loan for Major Car Manufacturers in HamirpurTABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Hamirpur
Cheque Bounce Chgs
Floating Rate of Interest
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Hamirpur
CIBIL Score is a three-digit numeric summary of your credit history. The score is derived using the credit history found in the CIBIL Report (also known as CIR i.e Credit Information Report). A CIR is an individual’s credit payment history across loan types and credit institutions over a period of time. A CIR does not contain details of your savings, investments or fixed deposits. 750 and above CIBIL score is required to get a car loan in Tiruvottiyur.
Car Loan Hamirpur Contact Number
To get instant car loan you can visit our website or call on 9878981166 to get personalized assistance. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.
Pre Calculated EMI Table for Car Loan Hamirpur
Car Loan EMI Calculator
Hamirpur is a town and the headquarters of Hamirpur district in the Himalayan state of Himachal Pradesh, India. Hamirpur is located in the Lower West Central Outer Himalayas at an average elevation of 790 M above sea level . Far northern High Altitude Dhauladhar Ranges overlook the city. Hamirpur is a rapidly developing City in Himachal Pradesh with New Entrepreneurship and Modern Construction. It is also a major junction on National Highway 3 While National Highway 103 starts at Here . Hamirpur is Famous for its High literacy rate, Educational Institutions and Traditional Festival Of Hamir Utsav . Hamirpur City is spread from Jhaniari to Bhota along NH 3 and NH 103 and is a prominent commercial centre for the district.
Other Cities For Car Loan In Himachal Pradesh
|Car Loan Samba||Car Loan Sopore|
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|Car Loan Udhampur||Car Loan Jammu|
|Car Loan Srinagar||Car Loan Baramulla|
Table of Contents
- 1 Best Banks for Car Loan in Hamirpur
- 2 Car Loan Hamirpur Features
- 3 Car Loan Hamirpur Interest Rate
- 4 Car Loan Hamirpur Documents Required
- 5 Car Loan Hamirpur Eligibility Criteria
- 6 Car Loan for Major Car Manufacturers in Hamirpur
- 7 Processing Fees & Prepayment Charges on Car Loan Hamirpur
- 8 CIBIL Score Required for Car Loan in Hamirpur
- 9 Car Loan Hamirpur Contact Number
- 10 Pre Calculated EMI Table for Car Loan Hamirpur
- 11 Car Loan EMI Calculator
- 12 About Hamirpur
- 13 Other Cities For Car Loan In Himachal Pradesh