Car Loan Hapur

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Car Loan Hapur

Best Banks for Car Loan in Hapur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Hapur Features

Car Loan HapurOwning a car is not a luxury anymore, but a necessity. With the evolving lifestyles, everyone wants an upgrade in every aspect but monetary shortage may restrict you to do so. A car loan is a financial help provided by banks and NBFC’s to enable you to buy the car of your choice without any hesitation. It is not a difficult task nowadays availing for a car loan as numerous products have come into the market to cater to the needs of a buyer.

Moreover, lending institutions also provide the service of used car loans which can be used for financing a used car if you want to buy a pre-owned car. Car Loans come at an affordable rate of interest and require minimal documentation and have a flexible repayment structure.

Car Loan Hapur Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Hapur Documents Required

Documents required for car loan are as followed:

For Salaried Individual-

  • Residential proof– Water bill/telephone bill/ Aadhar card/Voter ID/Passport copy
  • Identity proof– Aadhar Card/Driving license/Voter ID/Passport Copy, etc
  • Income proof– The individual needs to submit the last 3 months bank statements and salary slips
  • 2 recent colored passport size photographs

For a self-employed individual-

  • Residential proof– Water bill/telephone bill/ Aadhar Card/ Voter ID/Passport Copy
  • Identity proof– Aadhar Card/Driving License/Voter ID/Passport copy, etc
  • Income proof– The individual needs to submit recent ITR files for along with necessary bank statements
  • 2 recent colored passport size photographs

Car Loan Hapur Eligibility Criteria

The car loan eligibility requirements are as followed:

For a salaried individual-

  • The age limit of the applicant should be between 21 to 65 years
  • They must have a minimum monthly salary of Rs.25,000
  • They must also be working in the current company for at least a year.

For a self-employed individual-

  • The age limit of the applicant should be between 21 to 65 years
  • They must have their business running from at least the past three years.

Car Loan for Major Car Manufacturers in Hapur

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Hapur

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Hapur

Apply for a Car Loan

One of the most important aspects considered by the banks and NBFCs while processing a car loan application is the CIBIL score of the applicant. The CIBIL score or the credit score basically signifies the creditworthiness of an individual based on their previous loan lending and repayment behavior.

It is important that one should clear all the pending dues and debts in order to maintain a decent credit score. Default in your CIBIL score may decline your opportunities for availing a fresh car loan in the future.

Car Loan Hapur Contact Number

To get instant car loans you can visit our website DialaBank or call on 9878981166 to get assistance free of cost. Our executives are well trained and will assist you in the best way possible in order to provide you with a deal most suited for you.

Pre Calculated EMI Table for Car Loan Hapur

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

You can calculate your EMI here: Car Loan EMI Calculator

Car Loan EMI Calculator

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