Best Banks for Car Loan in Hunasamaranahalli
Feature
|
HDFC Bank
|
Private Bank
|
Kotak Mahindra Bank
|
Interest Rate (p.a.)
|
7.35% - 7.95 %
|
8.5 - 9.5 %
|
11%
|
Min Loan Amt
|
Metro : 1 Lac & Non Metro: 75000
|
75000
|
75000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
Upto 7 Years
|
Upto 5 Years
|
Upto 5 Years
|
Processing Fee
|
1999 - 4999 + Tax
|
0.25% to 1.50%
|
0.25% to 1.50%
|
Preclosure Chgs
|
2%, Nil after 24 months
|
2%, Nil after 36 months
|
Nil
|
Loan to Value (LTV)
|
Upto 100% on Ex- showroom
|
Upto 95% on Ex- showroom
|
Upto 90% on Ex- showroom
|
⍟ Loan Approval in 30 Minutes The Eligibility Criteria for Car Loan Hunasamaranahalli are mentioned below: The EMI Calculator for Car Loan Hunasamaranahalli are mentioned below:
7.35% per annum The Documents Required for a car loan Hunasamaranahalli are as follows: The interest rates on vehicle loans offered by totally different lenders in Hunasamaranahalli could vary, however, they’re all cheap and competitive. If you would like to induce a car loan Hunasamaranahalli in with a very cheap/low-interest rate, follow the steps below: Availing of a car loan in Hunasamaranahalli is a simple method with DialaBank. Follow the subsequent steps to avail of the simplest offers: Many massive banks and NBFCs and HDFC, Private, and SBI supply vehicle loans in urban centres. the best investor will give you the loan quantity you wish at an affordable rate of interest and distribute the funds as quickly as possible. it’s continually a decent plan to check vehicle loans from several lenders before applying for one that meets all of your desires, like interest rates. TABLE WILL APPEAR Mostly, banks and NBFCs think about a credit score of 750 and higher than a decent score to approve your application method in Hunasamaranahalli. This score may all over again vary from bank to bank. just in case of a coffee CIBIL score than the desired price, you’ll be needed to pay a high rate charge per unit on the loan quantity, whereas if your CIBIL score is nice, then you’ll have to be compelled to pay a coffee rate of interest. For any details regarding Car Loan in Hunasamaranahalli, you can call us on 9878981166 or visit Dialabank website. Hunasamaranahalli is a city which is in Bangalore District of Karnataka, India. If you would like to want a car loan from Hunasamaranahalli, visit our website and acquire the loan at an affordable rate of interest. Yes, you’ll get a personal loan with dangerous credit and no checking account. Special finance lenders care about several things and your job, financial gain, and revenant debt levels, however not your banking activity. You may wish to avoid the long compensation tenure by paying off the loan early. However, if the penalty quantity is much over the interest charges, it’s not a decent plan to proceed with the pre-closure. In reality, pre-closing a car loan is probably going to own little impact on your credit score. Car loans don’t demand the insurance or registration fees that you simply got to pay at the time of shopping for the vehicle. automobile insurance, that is necessary, must be purchased one by one and every one vehicle registration-related prices even have to be borne by you as they’re not lined by your personal loan.
Car Loan Hunasamaranahalli Features
⍟ Lowest Rate of Interest
⍟ Up to 100% on Road Loan
⍟ Minimum Documentation
⍟ Paperless Process
⍟ Flexible Repayment
⍟ Zero Foreclosure
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges
Car Loan Hunasamaranahalli Eligibility Criteria
Salaried Individual
Net Monthly Income – Minimum ₹ 20,000
Employment Duration – 1-year minimum
Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals
Minimum ITR – Rs.2 lakh
Employment Duration – Minimum 3 years
Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership)
Employment Duration – 3 years minimum
The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers
Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh
Maximum Loan Amount – 3 times the Average Quarterly Balance of the last 2 Quarters
Car Loan Hunasamaranahalli EMI Calculator
Car Loan Hunasamaranahalli Fees & Charges
Charges
New Car Loan
Used Car Loan
Interest Rate
11.80% p.a. to 13.80% p.a.
Car loan Processing fees
0.5%
0.5%
Issuance of Duplicate Repayment Schedule Charges
Around Rs.500
Around Rs.500
Foreclosure Charges
0.06
0.06
Penal Interest
2% PM
2% PM
Car loan Part Payment charges
6% of the amount
6% of the amount
Cheque/Instrument Swap Charge
Around Rs.500
Around Rs.500
Documentation Charge
Around Rs. 500
Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges
Around Rs. 500
Around Rs. 500
Registration Certification Collection Charge
Around Rs. 200
Around Rs. 200
Cheque Bounce/Instrument Return Charges
Around Rs. 500
Around Rs. 500
Issuance of Duplicate Statement Charges
Around Rs. 500
Around Rs. 500
Loan Cancellation/Re-booking Charges
Around Rs. 1000
Around Rs. 1000
Issuance of Credit Report
Around Rs. 50
Around Rs. 50
Car Loan Hunasamaranahalli Fees and Charges: Leading Banks –
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Hunasamaranahalli Documents Required
Salaried Individual
Category
Identity Proof (Any 1)
Passport
Voter ID
Aadhar Card
Driving License
Address Proof (Any 1)
Aadhar Card
PAN
Driving License
Electricity Bill
Date of Birth Proof(Any 1)
Birth Certificate
High School Marksheet
Driving Licence
Signature Proof(Any 1)
Bankers Verification
Passport
Income Proof
Bank Statement
Employment Continuity Proof
ITR of Form no. 16
Salary Slip mentioned with joining date
Letter of Appointment
Self-Employed Individuals
Category
Identity Proof (Any 1)
PAN Card
Passport
Voter ID
Aadhar Card
Address Proof (Any 1)
PAN Card
Voter ID
Passport
Electricity Bill
Date of Birth Proof (Any 1)
Birth Certificate
Passport
Driving Licence
PAN
Signature Proof (Any 1)
Bankers Verification
Passport
Bank Statement
Employment Continuity Proof
Shop & Establishment Act Certificate
Shop & Establishment Act Certificate
Sales Tax or VAT Certificate
Business Proof
Telephone Bill/Electricity Bill
Shop & Establishment Act Certificate
SSI or MSME Registration Certificate
Self-Employed Non-Individuals:
1. Partnership Firms/Societies
Category
Identity Proof (Any 1)
Driving Licence
PAN Card
Aadhar Card
Passport
Address Proof (Any 1)
Aadhar Card
Driving License
Voter ID
Income Proof
P&L Account
ITR for the previous 2 years
Bank Statement
Last 6 month
Business Continuity Proof
Audited Balance Sheet
TAX registration Certificate
Current Account Statement
Additional documents
2. Private Limited/Limited Companies
Category
Identity Proof
Copy of Incorporation
Address Proof (Any 1)
Telephone Bill
Electricity Bill
Shop & Establishment Act Certificate
Sales Tax Certificate
Income Proof
P&L Account and ITR for the previous 2 years
Bank Statement
Previous 6 Months
Business Continuity Proof
ITR of the Company of the past 2 years
Audited Balance Sheet
Shop & Establishment Act Certificate
Additional documents
Board Resolution
PAN Card
Certificate of Commencement of Business for Ltd. Co.
How to Get the Best Car Loan Interest Rates in Hunasamaranahalli
How to Apply for a Car Loan in Hunasamaranahalli?
Which Bank in Hunasamaranahalli Offers the Best Car Loans?
Car Loan for Major Car Manufacturers in Hunasamaranahalli
Processing Fees / Prepayment Charges on Car Loan Hunasamaranahalli
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Hunasamaranahalli
Car Loan Hunasamaranahalli Contact Number
Pre Calculated EMI Table for Car Loan Hunasamaranahalli
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Hunasamaranahalli
FAQ’s About Hunasamaranahalli Car Loan
✅ Would I like a checking account for an automobile loan?
✅ Is it sensible to shut the Car Loan early?
✅ Do Car Loans embrace registration fees?